Senior Software Engineer, Upstart

Home Lending

$155.8-215.5k

Individual pay is also determined by job-related skills, experience, and relevant education or training. Plus target bonuses and equity compensation.

SQL

React

AWS

Kubernetes

JavaScript

Java

Kafka

Kotlin

Spring

Next.js

JIRA

Senior level

San Francisco Bay Area

Remote from US

More information about location

AI lending marketplace

Job no longer available

AI lending marketplace

1001+ employees

B2CMarketplaceLendingFinancial Services

Job no longer available

$155.8-215.5k

Individual pay is also determined by job-related skills, experience, and relevant education or training. Plus target bonuses and equity compensation.

SQL

React

AWS

Kubernetes

JavaScript

Java

Kafka

Kotlin

Spring

Next.js

JIRA

Senior level

San Francisco Bay Area

Remote from US

More information about location

1001+ employees

B2CMarketplaceLendingFinancial Services

Company mission

To enable effortless credit based on true risk.

Job

Company

Role

Who you are

5+ years professional experience in fullstack software
3+ years proficiency in Kotlin, Java, or C# (Our backend is in Kotlin, but Java and C# are similar enough that you can learn on the job)
Some hands-on experience with a JavaScript framework like React
Some hands-on experience with SQL databases and domain modeling

Desirable

Excellent written and verbal communication
As a senior engineer, a big part of your job will be mentoring others and representing our team in cross-functional, cross-team, or even cross-company conversations. And you’ll need to tailor your communication style to fit these different audiences’ needs
Preference for face-time and synchronous collaboration
We’re a distributed team of remote workers (from coast to coast), and while we predominantly build asynchronously, we prefer facetime when collaborating in a tight feedback loop
You’ll need to be comfortable with a few hours of Zoom per day (e.g. mob programming) to excel in this role
Enthusiasm for non-coding responsibilities. Design and coding will be ~70% of your job. The rest will be influencing the direction of the people and the product around you—for instance, by researching and proposing a new product idea to key stakeholders
Comfortable challenging authority. We want engineers who can push back on their managers when they think we’re going down the wrong path
You thrive in environments where you are expected to think like an owner and make decisions like one

What the job involves

As a Senior Software Engineer on one of Upstart’s newest teams, you’re a leader who can work across the whole stack, who doesn’t need roads paved for you before you take action
You can work in the frontend (React) or the backend (Kotlin), but you might specialize in one. You’re an individual contributor who uses tech to ply your craft, but you excel at thinking like a product manager and a business owner when needed
You can handle high-stakes calls with 3rd parties and customers, and you thrive on making decisions that impact not just how we build but what we build
Ou’re a mentor, and you take seriously the responsibility to coach and grow each of the engineers around you
Lead successful cross-team and/or multi-quarter, multi-engineer projects
Proactively search out ways to expand impact that extends well beyond the Jira board
Turn team-specific projects into opportunities to up-level the team and the org’s tech platform
Know the product as well as the EM and PM and contribute to the product vision/strategy
Propose and deliver new ideas that achieve meaningful improvements to our team’s business metrics
Contribute in a meaningful way to quality improvements within our team

Our take

Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.

Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.

So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.

Freddie

Company Specialist at Welcome to the Jungle

Insights

Top investors

-16% employee growth in 12 months

Glassdoor (3.8)

Trustpilot (4.9)

Company

Funding (last 2 of 6 rounds)

Apr 2019

$50m

SERIES D

Mar 2017

$32.5m

SERIES D

Total funding: $135.7m

Company benefits

Comprehensive health plans
401k Plan
Annual wellness reimbursement
Disability insurance
Generous vacation policy
Flexible time off
Parental leave
Family forming benefits through Carrot
Technology equipment budget
Personal development budget
Various clubs and extracurricular activities
Catered lunches
Fully stocked micro-kitchen

Company HQ

South San Mateo, San Mateo, CA

Leadership

David Girouard

(Founder & CEO)

They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.

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