Senior Software Engineer, Upstart
Conversion Rate Optimization
Offers bonus, equity and ESPP
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
Offers bonus, equity and ESPP
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 5+ years of experience as a software engineer, with at least 1+ years in a senior or tech lead role
- Strong experience in at least one backend language such as Ruby or Kotlin
- Demonstrated experience building scalable APIs and services, ideally in production
- Proficiency with modern frontend technologies and frameworks (e.g., React, Vue, or similar)
- Comfort working in a full-stack environment, with experience shipping end-to-end features
- Experience with experimentation platforms, A/B testing frameworks, or data-driven decision-making
- Strong communication skills and a collaborative mindset
Desirable
- Prior experience in fintech or a regulated industry where data quality and compliance matter
- Familiarity with Spring Boot, Kafka, and distributed system architecture
- Proficiency in Docker, GitHub Actions, and cloud environments like AWS
- Demonstrated success in mentoring teammates and guiding project execution
- Proven experience writing unit and end-to-end tests to maximize code coverage
- Experience paying down tech debt or refactoring legacy services with domain-driven principles
- Passion for improving user experience through best practices and metrics-driven development
What the job involves
- As a Senior Software Engineer, you will be directly responsible for helping build critical functionality that impacts Upstart’s core business and help improve the user experience when completing applications, which translates into increased conversion metrics and revenue
- Design and implement user-facing features that streamline and enhance the loan funding experience
- Lead end-to-end development of experiments that help improve conversion rates across the funnel
- Partner closely with product and design teams to scope and deliver impactful features.Contribute to key architectural decisions as the team continues to modernize its platform and services
- Take ownership of feature development, from idea to measurement, working across the stack
- Help shape our technical culture through mentorship, documentation, and best practices
- Improve the observability and monitoring of our systems to ensure high-quality user experiences
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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