Staff Product Manager, Earnin
Credit
$218.4-267k
3+ days a week in office (Palo Alto, CA)
Paycheck advance service for employees
Be an early applicant
Paycheck advance service for employees
201-500 employees
Be an early applicant
$218.4-267k
3+ days a week in office (Palo Alto, CA)
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- Bachelor's or Master’s degree in Computer Science, Engineering, or a related field
- 6+ years of hands-on experience in consumer-facing product management experience with a strong product sense developed by shipping delightful & innovative consumer products
- 3+ years of experience in banking partnership, including designing products and processes to meet the compliance and regulation requirements in such products
- Strong analytical skills in leveraging data to drive product decisions and improve metrics
- Deep user empathy and experience building products based on user needs
- Excellent written and verbal communication skills
What the job involves
- Shape the vision for a new product, starting from scratch
- Once built and shipped, own the business unit for your product. You’ll be responsible for the P&L for the business, efforts to facilitate growth, retention, and unit economics
- This is an IC position, but you will have dotted line responsibility for the engineering team, designer, and marketing partner. Your job is to make sure they all work in unison to execute on the same vision
- Create a fast-paced environment facilitating product iterations and growth
Our take
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company values
- Ownership
- Speed
- Impact
- Outstanding people
- Curious truth-seeking
- Multi-level thinking
Company HQ
Evergreen Park, Palo Alto, CA
Articles
Leadership
Ram Palaniappan
(CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
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