Software Engineer, Chime
Risk: Identity, Suspensions, & Closures
$133-184k
+ Eligible for a bonus & Competitive equity package
More information about location
4 days a week in office
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$133-184k
+ Eligible for a bonus & Competitive equity package
More information about location
4 days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 3+ years building production software at scale
- Based in the Chicago area, or willing to relocate
- Experience with Ruby on Rails or comparable frameworks
- Experience with transactional databases and caching systems
- Exposure to architectural patterns of large, high-scale web applications
- A commitment to maintainable, well-tested code
- Curiosity and a drive to understand how things work at the deepest level
- Clear communication and effective collaboration across teams
- Low ego, high empathy, and strong stakeholder partnerships
- Energized by Chime's mission and our members, and eager to take on complex, ambiguous problems
What the job involves
- We’re looking for driven engineers to help evolve our risk platform and architecture, enabling deeper insights into and stronger protections for our members
- As part of our Trust and Safety Engineering team, you’ll partner with cross-functional teams like Data, Risk Operations, and Compliance to design and build core systems
- You’ll work across the stack—from evolving our API architecture to building microservices that power key domains—to deliver a secure, seamless, and frictionless experience for our members
- Write clean, efficient, well-tested backend code, and jump in on the occasional frontend or mobile feature
- Set up monitoring and dashboards so we catch issues before members do
- Team up across Engineering to solve complex, multi-domain problems
- Partner with Risk, Compliance, Data, Analytics, and Product to ship features that strengthen protection and improve the member experience
- Balance independence with collaboration to deliver high-quality work on tight timelines
- Work out of our office in downtown Chicago
Our take
Chime is part of the growing realm of fintech banks and providers, emphasising straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meagre interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $11.6B since its 2025 IPO. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base. That being said, Chime's IPO, rare in a financially uncertain period, proves that it has shifted from challenger to major player.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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