Onboarding Analyst, Equals

• 2+ years of experience in KYC/CDD, preferably within the fintech or payments industry
• Strong knowledge of KYC/CDD regulations, AML compliance, and financial crime prevention
• Strong analytical and problem-solving skills, with the ability to identify and mitigate potential risks effectively
• Ability to work efficiently in a fast-paced environment, managing multiple priorities while maintaining a high level of accuracy and attention to detail
• Excellent communication and interpersonal skills, with the ability to collaborate cross-functionally with teams such as Compliance, Risk, and Relationship Management
• Proficiency in using onboarding and compliance management systems

Desirable

• As an Onboarding Analyst at Equals Group, you will be an integral part of a dedicated team responsible for conducting KYC checks and performing risk assessments on new business and personal customer applications
• You will collaborate closely with the Compliance and Risk departments to ensure that new customers are onboarded within the firm’s risk appetite framework while adhering to AML regulations and other relevant compliance requirements
• In this fast-paced environment, you will need to take initiative, think critically, and act quickly to ensure customers are onboarded smoothly while mitigating potential risks
• Conduct Customer Due Diligence (CDD) and risk assessments on new business and personal customer applications, ensuring compliance with AML regulations
• Verify and validate the accuracy of customer information and supporting documentation, including identification, corporate structures, and Ultimate Beneficial Owners (UBOs)
• Perform sanctions, Politically Exposed Persons (PEP), and adverse media screening to identify potential risks
• Analyse customer profiles and transactional behavior to identify any inconsistencies or red flags, escalating potential risks to Senior Onboarding Analysts or Team Leaders
• Conduct detailed checks to ensure that all customer information is accurate, up to date, and meets compliance standards
• Collaborate with Compliance, Risk, and Relationship Management teams to resolve onboarding issues and obtain additional information when required
• Maintain accurate and comprehensive records of onboarding activities, including detailed notes and audit trails
• Ensure adherence to internal policies, AML regulations, and other compliance requirements throughout the onboarding process
• Continuously monitor and stay up to date with changes in regulatory requirements, ensuring onboarding practices are adjusted accordingly
• Contribute to the implementation of process improvements to enhance the efficiency and effectiveness of the onboarding function
• Participate in ongoing training and development to enhance knowledge of onboarding processes and regulatory requirements