Credit Risk Manager, Mudflap
$160-190k
+ Equity
More information about location
Fuel discounts for truck drivers
Posted today
Fuel discounts for truck drivers
101-200 employees
Posted today
$160-190k
+ Equity
More information about location
101-200 employees
Company mission
Mudflap's mission is to change a $1 trillion industry for the better.
Role
Who you are
- 5+ years of experience in credit risk, preferably within fintech, lending, or mobile payments
- Strong skills in SQL, Python, and Excel, with a track record of building and maintaining credit models and dashboards
- Demonstrated ability to lead both strategic planning and hands-on execution in a dynamic, fast-paced environment
- Deep understanding of the lending lifecycle, credit policy development, and regulatory compliance
- Excellent communication and collaboration skills, with experience presenting to executives and influencing cross-functional team
What the job involves
- We are seeking an experienced and strategic Credit Risk Manager to lead Mudflap’s credit risk strategy for our fleet card product. In this role, you will define risk policies, develop and monitor credit models, oversee portfolio performance, and partner cross-functionally to embed credit risk considerations throughout the customer journey
- Lead the development and execution of Mudflap’s credit risk strategy, policies, and frameworks for our fleet card product
- Monitor credit portfolio performance, optimize risk-reward tradeoffs, and ensure alignment with business goals and regulatory standards
- Build and enhance credit models and risk monitoring tools using internal, bureau, and alternative data sources
- Collaborate with product, operations, finance, and data teams to integrate risk considerations into customer experiences and product launches
- Design and implement effective collections, repayment, and fraud mitigation strategies to reduce losses
- Communicate risk insights and recommendations to senior leaders and external stakeholders, influencing decision-making at the highest level
- This is an exciting opportunity to drive measurable impact in a growing fintech environment and shape the future of our credit program
Our take
Owner-operators make up 9% of the truckers on the road, in other words 680,000 small businesses forming the backbone of the U.S’s crucial trucking industry. However, only big fleets get major fuel discounts because they have large gallon volumes, leaving these self-employed truckers to pay full price.
Mudflap is bringing those savings to owner-operators & small fleets. When drivers sign up for the app, they join tens of thousands of users which Mudflap then leverages to drive sales for truck stops which offer discounts on fuel in return. It’s a smart model which massively simplifies the process for earning discounts compared to the old route of a fuel card which requires a credit check.
Stop managers could be sceptical about working with mobile payments in return for a promise of increased demand. However, the company provides its entire network with a Mudflap tablet through which to handle all payment transactions within the network, making it easy for whoever is behind the counter.
Steph
Company Specialist at Welcome to the Jungle
Insights
52% employee growth in 12 months
Company
Company benefits
- A flexible, remote-first company
- A team of talented individuals on a mission to change a $1 trillion industry for the better
- A high bar for quality and commitment to self-improvement
- An open mind to new ideas and methodologies
- Opportunities and support for massive career growth
Company HQ
Palo Alto, CA
Leadership
Sharon Yapp
(Head of Product)Previously Director of Product Management at Trip.com, Zinio, Care.com, and Trucker Path.
Sanjay Desai
(CEO)Previously Chief Product Officer at Klout and Trucker Path. Was also CEO of SchoolTube.
Salary benchmarks
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