Senior Software Engineer, Upstart
Servicing
$160.4-222k
+ Bonus + Equity + ESPP
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$160.4-222k
+ Bonus + Equity + ESPP
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 5+ years of professional software development experience
- Technical leadership experience with deep understanding of code release, deployment orchestration / rollout mechanisms, logging, instrumentation, monitoring, and alerting in a microservices environment
Desirable
- Experience designing, developing, and deploying microservices-based applications
- Strong sense of ownership and accountability for the quality and timely delivery of work
- Demonstrated ability to take feedback well and actively incorporate it into work, showing a growth mindset and a desire to continuously improve
- Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
- Experience with Ruby on Rails or Kotlin
What the job involves
- As a member of our Servicing Engineering team, you will play a pivotal role in ensuring smooth loan management, optimizing collections, and cultivating strong customer relationships
- Our team's primary objective is to develop a cutting-edge loan servicing platform, introduce business process automation, enhance efficiency, and deliver an intuitive user experience for both borrowers and internal stakeholders
- As a Senior Software Engineer at Upstart, you’re a leader who can work across the whole stack, who doesn’t need roads paved for you before you take action
- You’re an individual contributor who uses tech to ply your craft, but you excel at thinking like a product manager and a business owner when needed
- You can handle high-stakes calls with 3rd parties and customers, and you thrive on making decisions that impact not just how we build but what we build
- Finally, you’re a mentor, and you take seriously the responsibility to coach and grow each of the engineers around you
- Lead successful cross-team and/or multi-quarter, multi-engineer projects
- Move quickly to drive both existing and greenfield projects forward, while always keeping our end users in mind
- Proactively search out ways to expand impact that extends well beyond the Jira board
- Turn team-specific projects into opportunities to up-level the team and the org’s tech platform
- Help us continue building our engineering team and keep Upstart a genuinely awesome place to work
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company values
- Every second counts
- Do the right thing even when it's hard
- Make clever use of numbers
- Be smart and know you might be wrong
- Don't assume it can be done
Company HQ
South San Mateo, San Mateo, CA
Articles
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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