Senior FP&A Analyst, Figure
$92-115k
+ 25% annual bonus target, paid quarterly + Equity stock options package
More information about location
Blockchain-powered digital lender
Be an early applicant
Blockchain-powered digital lender
201-500 employees
Be an early applicant
$92-115k
+ 25% annual bonus target, paid quarterly + Equity stock options package
More information about location
201-500 employees
Company mission
Figure's mission is to transform financial services through blockchain, bringing speed, efficiency and savings to both consumers and institutions.
Role
Who you are
- Bachelor’s degree in Finance, Economics, Accounting, or a related field; MBA, CFA, and/or CPA preferred
- 3+ years of FP&A or strategic finance experience, preferably within a fintech, investment banking, private equity, or financial services company. “Big 4” experience is a plus
- Strong financial modeling skills with demonstrated experience analyzing fintech metrics such as transaction-based revenue, lending models, or embedded finance
- Expertise in Excel and financial planning tools; familiarity with ERP systems like NetSuite is a plus
- Exceptional analytical and critical thinking skills, with the ability to synthesize complex datasets and deliver clear, actionable insights
- Excellent communication and stakeholder management skills
- High comfort working in a fast-paced, data-driven environment with shifting priorities
- Understanding of fixed income instruments a plus
- Understanding of payments/banking a plus
What the job involves
- We are looking for a highly analytical and proactive Senior Financial Planning & Analysis (FP&A) Analyst to join our growing Team
- In this role, you will be a key partner in shaping our financial strategy by delivering high-quality insights that inform critical business decisions
- Your work will directly impact how we scale our financial infrastructure, manage risk, and evaluate new product and revenue opportunities across a rapidly evolving landscape
- You will turn your analyses into deep insights, communicate these insights to key stakeholders and executives, and support strategic decision making
- Own the company’s financial forecasting, budgeting, and long-range planning processes with a deep understanding of key fintech drivers such as transaction volumes, revenue yield, and cost of capital
- Partner with Departments and Teams across Figure to build dynamic financial models that evaluate unit economics, customer acquisition costs, lifetime value, and profitability across products
- Conduct scenario and sensitivity analyses to inform decision-making on pricing strategies, capital allocation, and new product launches
- Translate complex data into compelling dashboards and reports for executive leadership, the board, and investors
- Monitor and analyze financial KPIs specific to fintech (e.g., net interest margin, payment processing costs, loan loss provisions)
- Support investor relations and fundraising activities with data-driven storytelling and analysis
- Drive financial systems improvements to scale reporting and automation as the company grows
- Collaborate with Accounting to ensure accurate financial reporting and alignment between actuals and forecasts
Our take
Figure handles loans and mortgaging. They are disrupting manual compensation surveys and traditional industry software with their blockchain platform, Provenance, which works as a registry, ledger, and exchange.
The company has branched from offering student loans into many products such as mortgages, personal loans, blockchain-based private credit and private investment opportunities. In 2020, they started seeking a national bank charter to simplify their business and offer better security.
The company is focusing on building blockchain-backed solutions and now offers its customers the option to leverage their cryptocurrency assets to get loans or mortgages and is one of the only companies to do so. Figure is betting heavily on the success of the $1 trillion cryptocurrency market and blockchain industry, and laid off 20% of its staff in July 2023 in preparation for an IPO bid. This IPO is targeted specifically at Figure's lending division, which saw massive growth over 2022 and 2023.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-15% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
May 2021
$200m
SERIES D
Dec 2019
$103m
SERIES C
Total funding: $418m
Company benefits
- Continuing education stipend
- Paid parental leave
- Flexible paid time off
- Stock options
- Work from home opportunities
- Health insurance
Company HQ
Chinatown, San Francisco, CA
Leadership
Mike Cagney
(Executive Chair)After Master's at Stanford, Mike spent almost 6 years as Chairman of ReFlow Services and co-founding Social Finance in 2011. He used this experience to co-found Figure in January 2018, serving since as CEO.
June Ou
(President)Having studied at Stanford and founded CCO Solutions, June spent 5 years at Social Finance with Mike, rising to VP of Product Management. She left this position in October 2017 to co-found Figure the following January.
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