Strategy & Analytics Manager, Raylo
Credit Risk
+ Stock options
3 days a week in office
Category-defining tech subscription infrastructure for businesses & consumers
Be an early applicant
Category-defining tech subscription infrastructure for businesses & consumers
101-200 employees
Be an early applicant
+ Stock options
3 days a week in office
101-200 employees
Company mission
Raylo's mission is to accelerate the move to a circular economy.
Role
Who you are
- 3+ years of experience in a strategy, analytics, credit risk, or product data role, ideally in a high-growth, data-rich business
- A 2:1 or higher from a top university, preferably in a STEM or quantitative discipline
- Strong SQL proficiency, capable of writing complex queries and using them to independently generate insights
- Experience with Python and/or modern analytics stacks (e.g. data warehouses, dashboards, monitoring tools) is a plus
- Proven ability to use data to drive end-to-end commercial outcomes
- Experience building scalable systems or frameworks to solve analytical or decisioning problems
- A structured thinker with a strategic mindset and a bias for action
- Excellent communication skills, confident working with both technical and non-technical stakeholders
- Passion for innovation, experimentation, and tackling ambiguous problems
- Comfortable working in a fast-paced, scaling environment with shifting priorities
What the job involves
- As Raylo continues to scale its category-defining tech subscription platform, we’re building a high-performing Strategy & Analytics team to power smarter, faster decision-making across the business
- This new Strategy and Analytics Manager role will sit within the Approval Rate team, focused on optimising how we approve customers and grow sustainably, across both consumer and business products
- You’ll be joining a curious, fast-moving and collaborative group of strategists and analysts, working at the intersection of product, risk, data, and commercial teams
- This role will offer direct ownership of initiatives with meaningful impact on revenue and unit economics, especially as we scale into new markets and build out new decisioning infrastructure
- This is an opportunity to work on technically interesting, analytically complex, and commercially important challenges, with the potential to grow into a senior strategic leader in the business over time
- Own strategic initiatives to improve approval rate outcomes across Raylo’s lending and leasing products
- Use SQL and analytics to investigate drivers of performance and deliver insight-led change
- Collaborate cross-functionally with Product, Growth, Risk, and Operations teams to shape and implement better decisioning
- Drive improvements in data quality, insight generation, and scalable tracking systems
- Help shape the roadmap for risk, decisioning, and fraud strategy, including new internal and external data sources
- Partner with engineering teams on technical design and implementation of decisioning logic
- Lead innovation in how we monitor and manage approval performance, risk, and automation
- Influence how Raylo makes key commercial decisions through thoughtful, well-structured analysis
Application process
- Once you submit your application, our Talent Team will contact you if you have been shortlisted for the role
- We set an exceptionally high bar at Raylo, and in return, we will aim to give you the best candidate experience possible
- If there's anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason, please let us know
- Stage 1: Talent Screening
- Stage 2: Hiring Manager Interview
- Stage 3: Task Stage: SQL Test
- Stage 4: On-site Interviews
- Stage 5: Values-based Interview & Co-founder Final
Salary benchmarks
Our take
As a society, a disposable tech culture has developed, which is both expensive and harmful to the environment. Raylo is offering a more sustainable alternative. Through its subscription platform, consumers and Small to medium-sized businesses can subscribe to new and refurbished devices like phones, tablets and laptops, paying a monthly fee for the length of the contract.
Raylo sets itself apart through affordable device subscriptions, with the option of flexible upgrades. The environmental and economic benefits of device lifecycle extensions are significant, as, despite consumers’ increasing reliance on electronic devices, research from Ofcom indicated that many consumers struggle with the affordability of mobile phones. Raylo's circularity is also an essential part of the move towards more sustainable production practices and the reduction of tech waste.
In 2022, Raylo cemented its status as an actor for good with its recognition as a B-Corporation. The company has also netted considerable funds, which will enable it to expand operations, with plans to grow its direct-to-consumer channel, as well as an expansion of its embedded subscription integrations with some of the world's leading device brands.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 8 rounds)
Jan 2026
$13.6m
EARLY VC
Sep 2023
$7.1m
EARLY VC
Total funding: $132.2m
Company benefits
- 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)
- Share in Raylo's Success - Stock options for all employees
- Hybrid working environment
- Family-first policies - Enhanced maternity and paternity leave
- Workplace nursery scheme
- Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing
- Get the latest tech - Exclusive Raylo device lease for all Employees
- Invest in your growth - L&D budget to support the skills you value
- Free sustainable breakfast and snacks, every day you’re in the office
- Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties
Company values
- Walk in your Customer’s Shoes - To build the best products, we deeply understand our customers' needs by walking a few miles in their shoes.
- Focus and Execute - We have a big vision, but we believe in nailing the most important problems first. We work hard, stay lean and deliver. We take smart risks, and when we stumble, we openly acknowledge our mistakes and learn from them.
- Be Deeply Curious - We thrive on innovation through diverse approaches, views and people. We’re always looking for answers even when others aren’t asking questions.
- Be Gritty - Only gritty teams succeed. Our individual ownership, passion and perseverance mean we’re a team through thick and thin. We foster a culture of respectful challenge, whilst acknowledging that great team players are willing to ‘disagree and commit’.
Company HQ
City of London, London, UK
Articles
Leadership
Jinden Badesha
(Co-Founder & CPO)Previously worked for 4 years at Funding Circle UK, holding various positions such as Product Manager, Head of Product and Investor Experience.
Karl Gilbert
(Co-Founder & CEO)Previously a Portfolio Manager at Gelber Group LLC for 1 year and a VP of Capital Markets at Funding Circle UK for 1 year.
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