Senior Backend Software Engineer, Cardless
$165-220k
+ Equity
More information about location
Office located in Dolores Park, CA
Co-branded credit card creation platform
Be an early applicant
Co-branded credit card creation platform
21-100 employees
Be an early applicant
$165-220k
+ Equity
More information about location
Office located in Dolores Park, CA
21-100 employees
Company mission
To make credit more engaging, rewarding, and accessible.
Role
Who you are
- Experience designing backend services & systems and scaling them in production
- This is more important to us than a specific # of years of experience, but we expect most engineers to need at least 3-5 years in the industry to gain this experience
- Experience leading projects, planning work, collaborating cross-functionally, and mentoring other engineers
- A high-functioning, collaborative, and supportive environment is important to us, and you'll play an important role in fostering that
- Broad, high-level expertise across a modern application stack (covering e.g. databases, infrastructure, CI/CD, APIs, client apps, queueing, etc.)
- Deep, low-level expertise in one or more backend domains (e.g. databases, scaling, or distributed systems), in the technology/platform of your choice
- Passion for both your craft (building things right) and achieving real-world impact (building the right things for our business & customers)
What the job involves
- You may be a generalist who's excited to work in many domains, or you may prefer to go deep in a few (e.g. helping us build an extensible rules engine or a highly reliable ledger)
- Besides writing & reviewing code, you'll plan work, write tech specs & review design docs, lead projects, collaborate across disciplines (e.g. with PM, design, compliance & partnerships), and mentor other engineers
Our take
Cardless is a financial technology company attempting to modernize co-branded credit card programs. There are around 200 brands in the U.S. with traditional cards that haven't been modernized in over 20 years. These traditional cards, from the likes of Costco and Sam's, enable shoppers to collect reward points that they can use for things like travel.
Cardless is helping popular consumer brands (for example, NBA’s Cleveland Cavaliers) launch credit cards so they can engage with their fans and reward them with bespoke benefits. For example, a virtual conversation with a player.
Cardless’ co-founders are no strangers to the financial industry. Michael Spelfogel spent time at Visa and Scott Kazmierowicz worked in banking for Goldman Sachs. Through their experiences they spotted a gap in the market for simple, credit card loyalty programs that focus on customer experiences.
The global credit card market is valued at over $100 billion. It's certainly big enough for consumer brands to enter, however, with Cardless acting as a middle-man, there's always a risk that it could get frozen out by the big banks.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-30% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Nov 2024
$30m
GROWTH EQUITY VC
Jul 2021
$40m
SERIES B
Total funding: $80m
Company benefits
- 💸 Competitive salaries, equity, and a 401(k) plan
- 🏥 Top-of-the-line healthcare (medical, vision, and dental), with 100% primary coverage and 75% dependent coverage for medical
- 🌴 Unlimited paid time off, with a minimum of 15 days off per year
- 👶 Parental leave for birthing and non-birthing parents
- ✈️ Team trips & offsites
- For in-office employees:
- 🍱 Catered lunch at the office every day, plus plenty of snacks & drinks
- 🚎 $250/month commuter assistance for public transit or our parking garage
- For remote employees:
- 🖥️ $500 remote setup stipend to help you do your best work
Company HQ
SoMa, San Francisco, CA
Leadership
Scott Kazmierowicz
(CEO)Former Investment Banker at Allen & Company and Bank of America. Former Software Engineer at Goldman Sachs. BS in Computer Science at Stanford University.
Michael Spelfogel
(President)Former Data Scientist at Lyft and Rent the Runaway. Formerly in Commercial Card Management at Visa. BASc in Management Science and Engineering at Berkley.
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