Principal Product Manager, Upstart

• 7+ years of product management experience, or equivalent demonstrated scope and impact owning complex, multi-quarter initiatives
• Demonstrated experience leading initiatives at a Principal / Staff-level individual contributor scope
• Proven track record designing and shipping platforms or shared systems, not just standalone features
• Experience working with complex B2B or B2B2C workflows (e.g., onboarding, configuration, payments, compliance, reporting)
• Ability to operate effectively in regulated, high-reliability environments
• Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs
• Ability to drive alignment and execution across multiple teams and stakeholders without formal authority
• Bachelor’s degree or equivalent practical experience in a technical, analytical, or business-related field

Desirable

• Upstart’s Capital Platform team builds the systems that enable capital to flow through Upstart’s marketplace reliably, transparently, and at scale
• The team owns the core platform capabilities used by banks, credit unions, and institutional investors to onboard, configure programs, execute originations and loan sales, and monitor portfolio performance
• Operating at the intersection of product, engineering, capital markets, finance, and compliance, the Capital Platform team focuses on building enterprise-grade, configurable, and reusable infrastructure that supports a growing and increasingly diverse set of capital partners across products
• This team is responsible for foundational platform capabilities including partner integrations, capital execution workflows, and capital insights and reporting — with an increasing emphasis on white-label and embedded capital solutions that allow partners to leverage Upstart’s technology within their own ecosystems
• As a Principal Product Manager, Capital Platform, you will be a senior, hands-on individual contributor owning strategy and execution for one of Upstart’s most complex and high-impact capital platform problem spaces
• This role is well suited for a Staff+ IC who thrives in ambiguity, enjoys building enterprise-grade platforms from first principles, and wants to shape how lenders and investors integrate with Upstart at scale
• You will lead multi-quarter initiatives that cut across product, engineering, finance, and compliance, and deliver durable, extensible systems that serve both current and future capital partners
• Own the strategy, roadmap, and execution for a major Capital Platform problem space with material business impact
• Lead multi-quarter, cross-team initiatives that require deep systems thinking and operate under significant ambiguity
• Design scalable, configurable platform capabilities that serve a diverse set of capital partners without fragmentation or bespoke delivery
• Partner deeply with engineering to define product architecture, tradeoffs, sequencing, and long-term evolution of capital platform systems
• Influence adjacent platform and vertical teams to ensure capital partner needs are consistently met across products
• Use data, customer insight, and domain knowledge to make high-conviction product decisions and prioritize effectively
• Deliver durable, enterprise-grade solutions that meet reliability, compliance, and operational requirements