Product Manager, Chip
Pensions
£65-75k
2-3 days a week in office
Savings and investment app
Open for applications
Savings and investment app
201-500 employees
Open for applications
£65-75k
2-3 days a week in office
201-500 employees
Company mission
To build wealth for our generation.
Role
Who you are
- The most important thing is mindset. We want someone with drive, conviction, and a positive, problem-solving attitude. The rest is context
- A natural driver: proactive, self-starting, and energised by ownership rather than daunted by it
- Opinionated about product: you form views based on evidence, communicate them with confidence, and back them up when challenged
- A problem-solver who leans in: when given a problem, you can break it down, frame options, and recommend a path forward
- Positive and resilient: you bring constructive energy to ambiguous and challenging situations, and you make the people around you better
- Decisive under uncertainty: you are comfortable making calls without perfect information and own the outcomes
- Product management experience, ideally in a scale-up or high-growth environment
- Strong product craft: you understand customers deeply, write sharp requirements, make considered UX decisions, ship quality at pace, and know how to manage and prioritise opportunities and problems to solve in a flexible way
- Data-driven: you use data to spot problems and validate solutions, and you set meaningful success metrics from day one
- Commercially minded: you keep revenue, cost, and business model implications front of mind in every product decision
- AI curious: you use AI tools actively in your day-to-day product process and see them as a genuine advantage, not a novelty
- Comfortable presenting and aligning with senior leadership, including at exec level
- Able to navigate operations, compliance, risk, legal, and commercial stakeholders without losing pace or momentum
- Clear, direct communicator — written and verbal — who can adapt their style to different audiences
Desirable
- Experience in fintech, with strong preference for investments, wealth management, or pension products
- Familiarity with the UK pension landscape, including SIPP products and pension transfers
- Understanding of the regulatory environment relevant to pensions (FCA-regulated products, consumer duty, etc.) is a plus, though not essential from day one
What the job involves
- We are looking for a Product Manager to own and drive our Pension proposition
- You will lead our newly launched Pension proposition and work within a cross-functional pod spanning engineering, design, ops, and compliance. You will be accountable for the end-to-end Pension product: from shaping the roadmap to driving delivery and iterating on outcomes
- We are not looking for someone who waits to be told what to do. We want someone who brings energy, opinions, and urgency, who can identify what matters most, make a call, and take people with them
- Own and drive the Pension product roadmap from concept to delivery with a clear view on what will move the needle for customers and the business
- Work closely with leadership to agree the strategy for Pension
- Lead ideation and concept refinement and define requirements with a dedicated engineering and design partner, making fast, well-reasoned product decisions
- Work in our AI-native product development lifecycle, leveraging AI tools actively in how you research, prototype, spec, and iterate
- Manage complex stakeholder relationships across operations, risk, compliance, commercial, and senior leadership, communicating clearly and building alignment
- Define and own success metrics for the Pension proposition, using data to identify opportunities and course-correct quickly
- Coordinate third-party provider relationships relevant to the Pension product (e.g. SIPP providers, platform integrations)
- Monday to Thursday: 9:00 AM – 6:00 PM
- Friday: 8:00 AM – 4:00 PM (Start your weekend early!)
- Enjoy a structured yet balanced workweek, with an early Friday finish to kickstart your weekend!
Application process
- Video screen with someone from our Talent team
- Product Skills Interview
- Project Walkthrough Interview
- Leadership & Values Interview
Salary benchmarks
Our take
Chips offers a free app designed to make saving as easy as spending. Utilising an AI-driven system, the app calculates how much users could save, provides an option to decline, and automatically transfers the selected amount to the user's Chip account, streamlining the saving process.
Chip's popularity has seen some pretty rapid growth too, with users collectively saving more than £800M through the platform. Recently, the company completed a £6M funding round at a valuation of approximately £208M, backed by Channel 5 Ventures alongside its large base of retail investors. Since launching, Chip has raised around £48M through crowdfunding, with nearly 30% of the business owned by everyday investors.
Alongside its funding success, Chip has continued to refine its platform with automated savings tools, tailored investment portfolios, and educational features designed to make wealth-building more accessible. With this fresh capital and growing brand visibility, the company is most certainly going to be a serious force in the increasingly competitive digital wealth management market.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 12 rounds)
Sep 2025
$22.9m
LATE VC
Dec 2023
$6.9m
LATE VC
Total funding: $107.7m
Company benefits
- 28 Days of Holidays - Plus Public Holidays: Take 28 days to unwind and recharge, plus all public holidays! We prioritize your work-life balance so you can enjoy life outside of work. 🌟
- Private Healthcare with Bupa - Your Health, Our Priority: Get comprehensive care with Vitality's private healthcare, where your medical history is disregarded, ensuring peace of mind whenever you need it.
- Chip Fitness Benefits - Your Wellbeing, Your Way: Support your fitness and mental wellbeing with access to classes, programs, and personal goals. We've got you covered!
- Employee Assistance Programme - We've Got Your Back: Access confidential support for personal or work challenges, including mental health resources and practical advice. We've got your back!
- Hybrid Working - Flexibility at Its Best: Work in the office 3 times a week, blending in-person collaboration with the comfort of home.
- Investing in Your Growth: We support your development with an annual training budget for courses, workshops, or conferences to help you advance your career.
- Pension: We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career!
- Company Laptop - Work Anytime, Anywhere: Get a company laptop to stay productive on the go, wherever you are!
- Working Away Policy: Work from anywhere outside the UK for up to 90 days – take your job on the go!
- Cycle to Work Scheme - Ride in Style: Enjoy the Cycle to Work Scheme and pedal your way to a healthier, greener commute.
- Season Ticket Loan
Company HQ
London, UK
Leadership
Simon Rabin
(Co-Founder & CEO)Prior to co-founding Chip in 2017, Simon co-founded Roamer. They were also a Director at Txt2buy and a Marketing Manager at Unibutler.
Alex Latham
(Co-Founder & CMO)Alex previously worked in Marketing at Maxim and as the Head of Growth at Pineapple Punk.
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