Senior Investigations Analyst, Lending Club
$66-100k
+ Bonus + Equity
2+ days a week in office
Online personal loans
Job no longer available
Online personal loans
1001+ employees
Job no longer available
$66-100k
+ Bonus + Equity
2+ days a week in office
1001+ employees
Company mission
To transform the banking system to make credit more affordable and investing more rewarding.
Role
Who you are
- 3+ years of work experience in an AML, fraud, or financial crimes compliance role within a financial institution or financial services firm, at least 2 years of which in an investigations role
- Demonstrated knowledge of investigative techniques and best practices
- Ability to make sound and supported decisions independently and to self-prioritize under time pressure
- Bachelor’s degree with strong academic credentials
- Knowledge of laws applicable to money laundering, including BSA, the USA PATRIOT Act, Financial Crimes Enforcement Network (FinCEN) requirements, SAR requirements, and OFAC regulations
- CAMS or other AML certification preferred
- Curiosity; an investigative mindset that is supported by excellent research skills
- Strong writing, analytical, decision making/problem solving and communication skills
- Ability to multi-task and complete assignments in a timely fashion
- Prior experience preparing Suspicious Activity Reports preferred, but not required
What the job involves
- Review, analyze, and disposition alerts and cases resulting from a variety of channels, including automated transaction monitoring, internally escalated referrals, law enforcement requests (e.g., 314(a) and subpoenas), adverse media, and 314(b)
- Perform searches, gather data, and record evidence from the Bank’s internal systems, the internet, and commercial databases
- Assess and analyze research results and conduct data analysis applying background knowledge and experience
- Assist in drafting suspicious activity reports and currency transaction reports
- Complete follow-up reviews on activity that was previously reported as potentially suspicious
- Review and disposition sanctions/non-sanctions alerts
- Identify trends/patterns and report to Manager/Sr. Manager, FIU
- Determine investigative and data analytics approach, apply sound decision-making and discretion in making independent decisions that mitigate potential money laundering and/or terrorist financing risk at each decision point throughout the investigation
- Conduct enhanced due diligence investigations of high-risk customers to identify activity that may not align with the customer due diligence profile
- Perform ad-hoc projects or task assigned by the Manager/Sr. Manager, FIU
- Maintain current understanding of money laundering and terrorist financing issues, including policies and procedures, regulations, industry best practices/standards, money laundering/terrorist financing typologies and developing trends
- Perform all assigned duties in full compliance with regulatory requirements, risk management framework, and in accordance with internal policies and procedures
Our take
Lending Club is a digital bank offering personal loans, auto loan refinancing, and debt consolidation to help individuals manage their finances. It provides flexible loan terms and competitive rates for a variety of needs, as well as high-yield saving and cash-back checking accounts, designed to help customers grow their money.
Focusing on digital solutions, Lending Club removes traditional brick-and-mortar branches, passing the savings on to customers through low fees and better rates. It connects borrowers with investors in a marketplace model and offers fast loan approvals and competitive interest rates.
To bolster its offering, the company acquired Tally Technologies' intellectual property (IP) to enhance its credit management services. It continues to develop and enhance its products and improve customer engagement in a bid to become a "top of mind" company with more active users.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-8% employee growth in 12 months
Company
Funding (last 2 of 8 rounds)
Apr 2014
$65m
GROWTH EQUITY VC
Nov 2013
$57m
GROWTH EQUITY VC
Total funding: $332m
Company benefits
- Untracked vacation for salaried employees, which means take it when you need it, and generous paid time off for hourly team members
- A hybrid work model that balances in-office and work from home
- Leading health and safety protocols related to COVID, including complimentary at-home testing kits from Cue Health for those coming to the office
- Up to 16 weeks paid leave for new parents, plus a fully paid, phased return-to-work policy for qualified leaves
- Mothers Rooms and hospital-grade pumps in every LC office
- Generous and varied mental health benefits
- Wellness program with cash incentives — earn up to $75 per month for being active
- Paid volunteer time and donation matching
- Onsite gym, locker room, bike room, and fitness classes (depending on location)
- Café with our own in-house barista
- Stocked pantries with healthy snacks and drinks
- Technology-forward and collaborative office spaces
Company HQ
South Beach, San Francisco, CA
Leadership
Scott Sanborn
(CEO)Previously held leadership positions as the Chief Revenue Officer for publicly traded eHealth Insurance, President of RedEnvelope, Inc., and SVP at the Home Shopping Network. Joined LendingClub in 2010 and has worked as Chief Marketing Officer, Chief Operations Officer, and President before becoming the CEO in 2016.
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