Software Engineer, X1 Card
Infrastructure
Next generation credit card
Job no longer available
Next generation credit card
21-100 employees
Job no longer available
21-100 employees
Company mission
To transform how you shop and spend.
Role
Who you are
- A top percentile programmer, ideally language agnostic
- Adept in computer science fundamentals and practical application
- You find fulfillment in impacting customers and shipping improvements
- You enjoy digesting complex requirements, making tradeoffs, and deriving executable workstreams
- High standards for your work in terms of quality, pace, and consistency–and expect the same from your peers
- You are authentic and have a high sense of accountability
- You are hungry and have a sense of urgency
What the job involves
- Design and implement analytics solutions that are low latency, high availability, and scalable
- Design and maintain system primitives that support streaming, batch processing, scheduling, web services, caching, and more
- Support machine learning workloads, including training, validation, and deployment
- Author and maintain core libraries
- Evolve observability tooling, support and tighten debugging and incident management
- Automate and optimize build, deployment, and testing pipelines with strong dev-ops fundamentals
- Enforce security posture around credentials, data protection & privacy, and compliance
- Monitor, analyze, and optimize cloud infrastructure performance, cost, and capacity
Our take
Traditionally, credit card firms have used credit scores to determine a customer's spending limits. Such scores are notoriously opaque, and pose challenges for people at the start of their career or immigrants who don't yet have a credit history. X1 card calculates its credit offerings based on income, rather than credit scores, meaning people who struggle to get credit the traditional way may be able to borrow against the card.
X1 Card claims to provide "a different kind of credit card". From their mobile device, users can access a range of card services from transaction history, to disputing payments and reporting lost cards, even being able to use the card before they receive it. In addition, the company runs a rewards service that awards points for each purchase, and there are no annual or later fees, nor fees for foreign transactions.
After its initial launch to a limited number of users, X1 Card has become the fastest growing challenger credit card ever, boasting high levels of activity and a huge amount of money spent by its users. Its public launch in 2022 was accompanied by impressive funding, that will allow the company to innovate its product and invest in scaling operations.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 4 rounds)
Dec 2022
$15m
SERIES B
Jul 2022
$25m
SERIES B
Total funding: $62m
Company HQ
SoMa, San Francisco, CA
Leadership
Deepak Rao
(Co-founder)Studied Computer Science at Stanford University. Worked at Twitter for 4 years, holding various positions such as Senior Software Engineer, Product Manager and Senior Product Manager.
Siddharth Batra
(Co-founder)Experienced Software Engineer and former Director of Engineering at Twitter.
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