Senior Backend Software Engineer, Kikoff
App Factory
$200-260k
+ Equity
More information about location
3 days a week in office
Personal finance & credit building platform
Open for applications
Personal finance & credit building platform
101-200 employees
Open for applications
$200-260k
+ Equity
More information about location
3 days a week in office
101-200 employees
Company mission
To empower everyone to achieve financial security, no matter where they're starting from.
Role
Who you are
- If you thrive on blank-canvas building, love solving ambiguous problems, and care equally about building things right and getting things into users’ hands fast, you’ll fit right in
- 4+ years of experience building and scaling production systems, ideally in Ruby on Rails
- Solid grasp of system design, API development, and data modeling
- Comfort working across the stack and collaborating closely with mobile and product teams
- Excited by fast iteration, ownership, and helping shape platform foundations for future products
- Experience balancing iteration speed with clean architecture and testing discipline
- Strong product sense - you care about the “why” behind features as much as the “how.”
- Entrepreneurial mindset - thrives in ambiguity, takes initiative, and loves turning ideas into working systems
What the job involves
- We are looking for a Senior Software Engineer who is excited to build from zero, driving both product and platform outcomes
- Architect and ship the first version of a new 0 to 1 product - from concept to launch
- Design and own reusable systems, growth tooling, and experimentation infrastructure that accelerate iteration across this and future Kikoff verticals
- Balance speed with foundation - knowing when to move fast to learn, and when to invest in the right abstractions to scale
- This is a rare opportunity to incubate new businesses within a fast-growing fintech, while building the technical backbone that will power Kikoff’s next generation of products
- Design and implement core APIs, growth automation services, and backend systems that power new product verticals
- Build flexible, scalable Rails architectures that balance iteration speed with long-term maintainability
- Build flexible, reusable microservices shared across Kikoff’s product ecosystem
- Partner with product and data to set up experimentation infrastructure, metrics pipelines, and event tracking
- Own end-to-end integrations and services that make new products possible
- Contribute to internal tooling and shared libraries that improve developer productivity and system observability
- Help define Kikoff’s backend platform strategy - enabling future 0 to 1 initiatives to spin up faster and safer
Our take
Having a solid credit history is a fundamental building block for financial health and there is a large market of people looking to build or rebuild their credit scores. Roughly half of all American adults have subprime credit or no credit whatsoever, and it’s safe to say there is a demand for credit products tailored to beginners and builders.
Kikoff is a credit-building platform aimed at Millennials and GenZ. Their signature product helps consumers without a credit history to positively influence several key aspects of their credit score. This includes their payment history, how much they owe, and the length of their account history.
Kikoff's goal is to help customers across their entire financial journeys and create a simple and positive banking relationship: from stabilizing cash flows to accumulating savings, and building towards long-term goals such as a mortgage. The company plans to build out its technology and team, across all function areas, to bring new products to market in the future.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
37% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Jun 2021
$30m
SERIES B
Jul 2020
$10m
SERIES A
Total funding: $42.5m
Company benefits
- Health Benefits
- Flexible PTO Policy
- Kickoff Paid Holidays
- Office Lunch & Dinners
- Commuter Benefits
- Commuter Flexible Savings
- 401k Matching
- Fitness Benefit Policy
Company HQ
Financial District, San Francisco, CA
Leadership
Cynthia Chen
(Co-Founder & CEO)An experienced Chief Revenue/Risk Officer, Cynthia has worked at OnDeck, LendingHome and Figure. Co-founded Figure in 2018, and Kikoff in 2019.
Christophe Chong
(Co-Founder & CTO)Experience as a Software Engineer at Facebook from 2016-2019, and Head of Growth at Lime between 2018-2019. Co-founded Kikoff in 2019.
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