Head of Credit Risk, Lenkie
2 days a week in office
Embedded lending for platforms
Job no longer available
Embedded lending for platforms
1-20 employees
Job no longer available
2 days a week in office
1-20 employees
Company mission
To unlock capital to enable small businesses to achieve their ambitions.
Role
Who you are
- Extensive experience (7+ years) in credit risk management within the financial services industry, preferably in lending to small businesses
- Strong understanding of credit risk principles, methodologies, and regulatory requirements
- Proven track record of developing and implementing credit risk strategies in a fast-paced environment
- Experience in managing and leading a team of credit risk professionals
- Solid analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions
- Excellent communication and presentation skills, with the ability to convey complex concepts to both technical and non-technical stakeholders
- Knowledge of credit risk modelling techniques and statistical analysis tools
- Familiarity with fintech lending platforms and related technologies is desirable
What the job involves
- 1. Develop and implement the credit risk strategy:
- Establish and maintain credit risk policies, frameworks, and procedures
- Define credit risk appetite, risk tolerance, and key risk indicators
- Monitor and analyse credit risk metrics to identify trends and potential areas of concern. Present findings to senior management and other relevant stakeholders
- Continuously refine credit risk models and scoring methodologies
- 2. Lead a team of credit risk analysts:
- Recruit, train, and mentor a team of credit risk professionals
- Set performance objectives, conduct performance evaluations, and provide feedback
- Foster a culture of excellence, collaboration, and innovation within the team
- 3. Collaborate with cross-functional teams:
- Work closely with product, operations, and technology teams to enhance credit risk assessment processes
- Provide input and support in developing new products and lending strategies
- Collaborate with collections and recovery teams to manage credit risk throughout the customer lifecycle
Salary benchmarks
Our take
For small businesses, it can be difficult to secure the funding to grow and develop towards their goals. This is due in part to a lack of sources for such funds, as even when companies are willing to lend to up-and-coming partners, they may lack the tools to do so. Lenkie allows digital platforms to become a source of funding for their business users, fostering customer loyalty for the platforms alongside empowering small businesses to meet their goals.
Lenkie was founded in 2020, with the vision to unlock financial opportunities for small businesses. Platforms can offer lending with zero integration efforts by using Lenkie’s existing lending workflow, or can choose a fully embedded package or tailored experience. The technology powers the whole lending experience from underwriting to collecting payments, making the whole process as simple as possible for clients, who do not need to be concerned with, for example, chasing up payments.
Lenkie has received funding from a range of investors, including a part of the Google for Startups grant. The company was accepted into the Tech Nation Fintect 5.0 program, the UK’s leading growth platform for tech scaleups, where the company hope to learn from other cohort members and experts as it expands.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (2 rounds)
Jan 2026
$7.1m
EARLY VC
Mar 2025
$5.5m
SERIES A
Total funding: $12.5m
Company benefits
- Holiday allowance
- Hybrid working
- Options scheme
- In-office coffee/snacks
- WFH office budget
- Annual international company retreat
Company HQ
Whitechapel, London, UK
Leadership
Sanjeev Jeyakumar
(CEO)Member of the LD15 Cohort of Entrepreneur First. Former VP of Sales at Diginex, and previously Chief Commercial Officer at Stowga.
Nnaemeka Obodoekwe
(CTO)Member of the LD15 Cohort of Entrepreneur First. Former Senior Data Science Engineer at Walgreens Boots Alliance. Previously a Machine Learning Engineer at Microsoft.
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