Head of Capital Markets, PayZen
+ Stock Options
More information about location
3 days a week in office
Fintech for healthcare affordability
Posted today
Fintech for healthcare affordability
101-200 employees
Posted today
+ Stock Options
More information about location
3 days a week in office
101-200 employees
Company mission
To bring financial health to healthcare.
Role
Who you are
- We are looking for team members who are passionate about contributing to the growth of a product that’s improving access to healthcare for all Americans
- 5+ years of experience in structured finance, capital markets, treasury, or a related field — ideally with exposure to warehouse financing or securitization
- Strong understanding of asset-backed lending and structured credit products
- Ability to build and manage models that track borrowing base, cash flows, and waterfall mechanics
- Exceptional communication and relationship-building skills, especially with external lenders and internal cross-functional teams
- Experience in high-growth, fast-paced fintech or lending environments is a plus
- Comfort with ambiguity and a bias toward action
- Local to the Bay Area - HQ in San Francisco, CA
What the job involves
- We’re seeking a strategic and results-oriented Capital Markets professional to own the strategy, execution, and ongoing management of our warehouse financing and broader capital markets activities
- This role is critical to optimizing our capital structure and supporting growth by ensuring efficient access to funding through institutional credit partners and investors
- In this role, you will report to the Chief Financial Officer on the Finance team, collaborating closely with Accounting, Strategic Finance, Credit and Legal
- This role will be based at our headquarters in our San Francisco office
- This is an exciting opportunity to be part of a mission-driven organization poised for significant growth
- Manage and optimize existing warehouse credit facilities, including ongoing borrowing base reporting, advance rate negotiations, and compliance with covenants
- Lead deal execution processes across capital markets transactions, including warehouse expansions, loan sales, forward flow arrangements, and securitizations
- Build and maintain relationships with institutional lenders, ABS investors, and capital partners
- Support pricing strategy and loan economics by partnering with credit, risk, and strategic finance teams
- Help drive new capital formation initiatives to diversify funding sources
- Partner with Legal, Finance, and Operations on transaction structuring and execution
- Create investor presentations, data rooms, and manage due diligence processes
- Stay on top of market trends, investor appetite, and macro indicators that impact cost of capital
Our take
More than half of Americans cannot cover an unexpected medical expense of $1,000. To help solve this healthcare affordability crisis, PayZen offers personalized payment options. Using AI and machine learning, patient’s data is analysed to evaluate their ability to pay, making it possible to pre-emptively support those in financial difficulty.
PayZen works for patients and medical providers. Providers can expect to get a much higher collection rate with accelerated cash flow, without having to pay software costs or program fees, whist patients receive affordable and flexible access to care without interest or fees. A patient’s debt doesn’t increase, as they never have to pay more than the cost of the service.
While the Buy-Now-Pay-Later space in healthcare is becoming increasingly overcrowded - Afterpay and Sezzle, for example, allow customers to pay their medical bills in interest-free instalments - PayZen's strong funding history puts it in a good position from which to grow. It has used funds to accelerate its mission and launch new ventures such as the "Care Card", that offers the benefits of its payment plans in the form of a physical and virtual debit card.
Kirsty
Company Specialist at Welcome to the Jungle
Company
Funding (last 2 of 4 rounds)
Aug 2024
$32m
SERIES B
Nov 2022
$20m
SERIES B
Total funding: $72m
Company benefits
- Hybrid Schedule: In-office Monday, Tuesday, and Thursday, remote Wednesday and Friday
- Flexibility: PayZen offers discretionary time-off and 16 weeks of parental leave for US-based roles
- Connection: Team meals, collaborative spaces, and global events that foster stronger relationships
Company HQ
Civic Center, San Francisco, CA
Leadership
Ariel Rosenthal
(Co-founder & CTO)Previously co-founded Zmani and Brainpickin, and served as CEO for Xprt App Solutions. Experience as a Full-Stack Developer for Houzz, IvyMark, Highcon and VideoStir.
Itzik Cohen
(Co-Founder & CEO)Previously founded Clipsync and served as CEO, as well as for IGC Media and Beyonce Finance. Spent nearly 7 years as VP of Corporate Development for WebEx Communications.
Tobias Mezger
(Co-Founder & CRO)Previously spent nearly 8 years as the Principal of The Boston Consulting Group before serving as VP of Corporate Development and Strategy for Prosper Marketplace.
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