Senior Engineering Manager, Upstart
ASPL
$195.3-270.4k
Listed salary range applies to the US only, and may vary in other locations
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$195.3-270.4k
Listed salary range applies to the US only, and may vary in other locations
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 8+ years of experience building and operating production software systems, including distributed systems or cloud-based applications
- 3+ years of experience managing software engineers
- Experience leading cross-functional engineering initiatives from planning through production launch
- Experience working on customer-facing products with measurable business outcomes
- Experience partnering with product, design, and non-engineering stakeholders to deliver solutions in a fast-moving environment
Desirable
- Experience delivering products in fintech or another regulated industry
- Ability to use metrics and experimentation to identify opportunities and make product and engineering tradeoffs
- Experience leading teams through periods of rapid product or organizational growth
- Experience supporting both new product development and ongoing platform or systems improvements
What the job involves
- Upstart’s ASPL team is on a mission to provide effortless access to compelling auto-secured lending products. We are focused on expanding eligibility, reducing friction throughout the borrower journey, and building the platform capabilities that allow us to bring new secured lending experiences to market
- We work closely with product, design, analytics, operations, legal, and compliance partners to deliver customer experiences that are fast, clear, and trustworthy in a regulated environment
- As the Senior Engineering Manager for ASPL, you will lead a high-impact engineering team responsible for increasing eligibility, improving conversion, and building new product capabilities that help Upstart serve a larger portion of the population. You will set execution priorities, remove blockers, and develop engineers to ship reliable, observable, and maintainable systems
- Lead and develop a team of engineers working across borrower-facing flows, backend services, and platform capabilities that increase eligibility and reduce friction
- Partner with cross-functional stakeholders to define roadmaps, shape requirements, and deliver solutions that balance growth, customer experience, and risk
- Drive execution on cross-functional initiatives that expand access to auto-secured lending and enable new product capabilities
- Improve the speed, quality, and reliability of delivery by setting clear priorities, raising engineering standards, and building healthy execution mechanisms
- Use data to identify funnel bottlenecks, evaluate tradeoffs, and guide investments that improve conversion, automation, and operational efficiency
- Coach engineers and technical leaders, grow team capability over time, and build an inclusive team culture grounded in ownership and continuous improvement
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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