Full Stack Senior Software Engineer, Avant

Originations

$140-175k

This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role

React

AWS

Docker

Kubernetes

React Native

GCP

Python

Kafka

Postgres

Ruby

Terraform

MySQL

DevOps

Senior and Expert level

Chicago

M, T, Th in-office

3 days a week in office (Merchandise Mart, Chicago)

Personal credit FinTech

Be an early applicant

Personal credit FinTech

501-1000 employees

FintechB2CPersonal financeLendingCredit cardsFinancial Services

Be an early applicant

$140-175k

This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role

React

AWS

Docker

Kubernetes

React Native

GCP

Python

Kafka

Postgres

Ruby

Terraform

MySQL

DevOps

Senior and Expert level

Chicago

M, T, Th in-office

3 days a week in office (Merchandise Mart, Chicago)

501-1000 employees

FintechB2CPersonal financeLendingCredit cardsFinancial Services

Company mission

To empower every customer with innovative solutions designed to help them reach their goals.

Job

Company

Role

Who you are

5–8 years of professional software engineering experience in backend or full-stack environments
Proficiency in at least one backend language (Ruby, Python, or similar) with experience using modern frontend frameworks
Strong experience designing and scaling systems and working with relational databases (Postgres, MySQL, etc.)
Familiarity with cloud-native architectures and DevOps tooling (Docker, Kubernetes, Terraform, AWS or GCP)
Proven ability to drive architectural decisions within a domain or service
Experience owning delivery of complex projects with minimal oversight
Strong communication skills with both technical and non-technical stakeholders
Experience working within Agile teams and contributing to iterative delivery
A commitment to engineering craftsmanship, maintainability, and continuous improvement

Desirable

Experience in fintech, payments, or other regulated industries
Exposure to distributed systems, event-driven architectures, or technologies like Kafka
Experience leading technical initiatives or working groups
Prior mentorship or informal technical leadership experience

What the job involves

As a Senior Software Engineer (SWE IV) at Avant, you will own major features and services within a domain, designing scalable systems and solving complex, ambiguous problems
You will serve as a technical leader within your team, influencing architecture decisions, improving engineering practices, and mentoring peers. You’ll collaborate cross-functionally with product, design, and platform teams to deliver impactful solutions with autonomy and high accountability
This role is not limited to writing code—you will help shape technical direction within your product area and ensure high standards of reliability, performance, and maintainability
Design, build, and evolve backend services and APIs that support scalable, high-availability systems
Take ownership of significant domains or components and drive technical direction within your team
Propose and implement architectural improvements that enhance maintainability and performance
Collaborate with product managers to translate business requirements into robust engineering solutions, balancing speed and sustainability
Solve complex and ambiguous problems, breaking them down into actionable work
Contribute to full-stack efforts using modern frontend frameworks (e.g., React or React Native), as applicable
Improve engineering standards, tooling, reliability, and developer experience
Mentor junior and mid-level engineers through design reviews, code reviews, and pairing
Contribute to cross-team initiatives, helping align technical decisions when systems intersect
Promote high code quality through testing, documentation, and thoughtful engineering practices

Application process

If an outstanding applicant's experience and skill level is above or below the qualifications outlined in the job posting, we reserve the right to make an offer at a different level than the one listed in this job posting, which may have a different compensation range

Our take

Many Americans with below average credit scores are caught in a bind: they're unable to improve their score, and simultaneously cannot access traditional loans. Avant's alternative is to offer credit options that are powered by machine learning and based upon a large database that helps to manage risk.

For its users, the company offers a quick credit decision and speedy access to any allotted funds. It has issued over $8 billion in loans to date, and has also expanded its business through the acquisitions of ReadyForZero in 2015 and Zero Financial in 2021.

This expansion has enabled Avant to reach towards its goal of offering a whole suite of products in a single platform, such as loans, credit cards, and deposits. Although there are many FinTechs looking at ways to remove the barriers that people with low credit scores face when trying to take out loans, this expansion to banking products should help Avant to stand out.

Steph

Company Specialist at Welcome to the Jungle

Insights

Top investors

-3% employee growth in 12 months

Glassdoor (3.2)

Trustpilot (4.5)

Company

Funding (last 2 of 6 rounds)

Dec 2022

$125m

GROWTH EQUITY VC

Sep 2015

$325m

SERIES E

Total funding: $779m

Company benefits

Choice of great medical, dental, and vision insurance plan options
401(k) Match
Unlimited paid time off
Flexible work environment
Generous paid parental leave
Lunch allowance (Fooda) and in-office snacks
WFH stipends for our remote employees
Access to LinkedIn Learning for professional development
No meeting wednesdays - (a.k.a. planned time to Get Sh!t Done)
Summer fridays
Fun in-office and virtual social events
(And who doesn’t love the swag)

Company HQ

River North, Chicago, IL

Leadership

Al Goldstein

(Co-Founder & Executive Chair)

They worked for a year at Deutsche Bank before founding Pangea Properties in 2008, and Avant in 2013. They have been Chair since, alongside founding Amount, Spring Labs, and StoicLane.

Paul Zhang

(Co-Founder & CIO)

Having studied at the University of Illinois, they spent a year as a Software Engineer at CashNetUSA and Enova Financial. They founded Debteye in 2011, before starting Avant in 2013, serving first as CTO then Chief Architect, CTO again and finally CIO.

Matthew Bochenek

(CEO)

Has been with the business since 2013, working in a range of positions including Head of US Servicing, Head of Operations and COO - before becoming CEO in 2021. Previously spend a decade at Superfund Asset Management.

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