Graduate Quantitative Analyst, Oodle Car Finance
Salary not provided
+ 💷 Discretionary Company Bonus Scheme
SQL
Python
Entry and Junior level
London
2-3 days a week in office (Liverpool Street, London)
Motor finance company
Job no longer available
Motor finance company
201-500 employees
FintechB2CCarsPersonal financeLendingFinancial ServiceseCommerce
Job no longer available
Salary not provided
+ 💷 Discretionary Company Bonus Scheme
SQL
Python
Entry and Junior level
London
2-3 days a week in office (Liverpool Street, London)
201-500 employees
FintechB2CCarsPersonal financeLendingFinancial ServiceseCommerce
Company mission
Our mission is to empower our customers. Delivering simple experiences, straightforward lending products, and compassionate support. We aim to instil confidence from the application to the final payment - and beyond.
Role
Who you are
- 0–2 years’ experience in analytics, pricing, credit risk, or a related quantitative field (financial services experience is helpful, not essential)
- Strong quantitative skills and confidence working with datasets (cleaning, joining, aggregating, validating)
- Experience programming in Python, plus working knowledge of SQL (or the motivation to learn quickly)
- Interest in statistical modelling and performance measurement (e.g., regression, classification, A/B testing, monitoring metrics)
- Solid problem‑solving skills, attention to detail, and comfort working with ambiguity while iterating towards solutions
- Strong communication skills and curiosity to understand “what drives the numbers.”
- A degree (or equivalent experience) in a quantitative subject such as Maths, Statistics, Economics, Engineering, or Computer Science
- We know that not everyone will feel they meet every single requirement, and that’s okay. We’re looking for strong foundations, great judgement, and the motivation to learn and grow. If this role excites you, we’d be delighted to hear from you
What the job involves
- ⏰ Monday – Friday 9am – 5.30pm (37.5h pw)
- We are looking for a Quantitative Analyst to join our Pricing & Profitability team within Credit Risk
- This is a hands-on role for someone who enjoys working with data, programming, and turning analysis into commercial decisions that improve customer outcomes and portfolio performance
- If you like owning your work, building strong data foundations, and learning fast in a high-impact environment, this role will give you exposure across pricing, unit economics, and portfolio strategy
- You’ll play a key part in developing, monitoring, and deploying pricing strategies that support responsible lending and sustainable portfolio growth. You’ll collaborate closely with colleagues across Pricing, Credit Risk, Data, Product, Engineering, and Commercial teams
- Our primary programming language is Python, and you’ll also use SQL regularly
- Supporting the management and monitoring of pricing strategies, including daily performance MI, data quality checks, and investigating movements in key KPIs (e.g., acceptance rate, yield losses, and margin)
- Assisting with pricing strategy deployment activities such as preparing inputs, validating outputs, and supporting controlled change processes
- Contributing to pricing strategy testing (e.g., champion/challenger), including building monitoring packs, defining success metrics, and assessing results
- Supporting unit‑economics cashflow modelling and forecasting through structured data preparation, parameter tracking, and scenario analysis
- Assisting with introducer commission analytics and reporting, including segmentation and monitoring of commission outcomes
- Conducting exploratory analysis to identify drivers of performance and risk‑adjusted returns across channels and customer groups
- Supporting ad hoc analysis across credit risk, pricing, and portfolio strategy, translating business questions into clear, data‑led insights
- Communicating findings to stakeholders clearly and confidently, with guidance and mentorship from senior team members
Application process
- ☎️ Preliminary Interview (20 mins)
- 💻 Online Test
- 📲 Interviews (In office 1 hour 30 mins)
Salary benchmarks
Our take
Oodle was founded in order to simplify car buying and ownership by providing an easy and transparent way of supplying buyers with car finance to facilitate a seamless and enjoyable customer experience.
It aims to revolutionise how people buy cars by prioritising customer needs and utilising modern technologies to update the used car market. Oodle primarily supplies loans to customers and puts them in contact with the UK's best-rated car dealers in a rapid digital procedure.
This customer-first, fully integrated digital retail experience is backed by powerful algorithms, their proprietary loan technology, machine learning, and Big Data infrastructure.
Oodle now has branches in Oxford, Manchester, and London, acquiring Carsnip in December 2018 to become their go-to car search engine provider.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (1 round)
Jan 2017
$81.9m
GROWTH EQUITY VC
Total funding: $81.9m
Company benefits
- 25 days holiday (plus bank holidays) increasing to 28 days after 3 years service.
- Private Medical - with reward schemes paid for you and your family.
- Health cash plan - for employee's and children to claim money back for dental, optical, etc
- Pension (5% Employer 4% Employee Contribution)
- Life Assurance - 4 x annual salary - benefit funded by Oodle
- Free breakfast, drinks and fruit in the office – you can help yourself to cereals, toast, fizzy drinks and lots of fruit
- Employee discounts – discounts you can access anywhere, anytime for all major shops.
- Oodle Academy - Learning and development opportunities
- 1 day volunteer day per year – an opportunity to give back to the community each year
- Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme)
- Paid sick leave – enhanced company sick pay (6 weeks full pay)
- Mentoring Program
- Enhanced family leave – We offer up to 4 weeks’ paternity leave on full pay and 26 weeks’ maternity leave on full pay
Company values
- Think Customer: they're at the heart of everything we do
- Everyone’s a Builder: we’re in this together and we win as a team
- Embrace being Human: empathy and diversity make us stronger together
- Strive for Awesome: it's awesome when we do better every day
- Bravely Honest: we're honest with ourselves and everyone else
Company HQ
Manchester, UK
Articles
Leadership
Richard Gaskin
(CEO)Previously the COO of Ocorian. Prior tot that, they spent 7 years as the CEO at GE Capital.
Jonathan Clayton
(Founder & Director)Previously Managing Partner at Venn Partners, Managing Director at Credit Suisse and AIG Financial Products.
Diversity, Equity & Inclusion at Oodle Car Finance
Heidi Physick (Chief People Officer)
- At Oodle, we don’t just finance cars – we finance people. We know that everyone is unique, shaped by their own circumstances, experiences, and moments in life. This belief in individuality applies not just to our customers, but to our employees too. That’s why Diversity, Equity, and Inclusion (DEI) matter so much to us – because embracing what makes us different is how we thrive together.
- Oodle is built on a shared set of beliefs, values, and behaviours that guide how we act and treat one another. Diversity, Equity, and Inclusion are at the heart of our culture because we know it’s not just good for business – it’s simply the right thing to do. We celebrate the unique experiences, perspectives, and contributions of every team member and are dedicated to creating a workplace where everyone feels seen, heard, and valued. A culture built on diversity and inclusion helps us grow as a team and better serve our customers.
- Why it matters We believe that diverse teams perform better and that an inclusive workplace leads to happier, more engaged employees. By embedding DEI into every aspect of what we do, we’re not just building a stronger company – we’re making a positive, lasting impact on our industry. We’re proud of what we’ve accomplished so far, but we’re just getting started. At Oodle, we’re committed to learning, growing, and leading by example, ensuring that everyone – inside and outside our organisation – feels empowered, included, and valued.
- We have DEI networks meeting monthly, covering Gender, REACH Network (Race, Ethnicity, and Cultural Heritage), LGBTQIA+ Network, Neurodiversity and Mental Health Network. Each group has at least one Executive Committee member involved.
- Our DEI networks are actively working towards our strategic goals, from implementing inclusive hiring practices to organising events, workshops, and campaigns that educate, inspire, and celebrate diversity.
- We run mandatory DEI training every year and for all new starters, and have a number related webinars available in our Oodle Academy.
- Launched Oodlechat Podcast series, where we share insightful discussions on key topics around DEI.
- Partners with ENEI, 30% Automotive Club, Women in Finance Charter and Race at Work Charter.
- Participants of 10,000 Black Intern programme.
- First ever Trailblazer Partner for the Women & Diversity in Credit Awards.
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