Principal Product Manager, Self Financial
$190-230k
+ Stock Options
More information about location
Credit and savings-building platform
Be an early applicant
Credit and savings-building platform
501-1000 employees
Be an early applicant
$190-230k
+ Stock Options
More information about location
501-1000 employees
Company mission
To enable people to build credit, build savings, and reach their goals.
Role
Who you are
- 10+ years as a Product Manager, with a track record of owning strategy for a core product with company-level business impact (ideally B2C)
- Demonstrated ability to build cross-functional alignment and drive outcomes at the executive level without formal authority
- Ability to move fluently between strategic questions ("Where is the market moving and how do we meet our customers there?") and detailed product questions ("How can we improve our success within this narrow customer segment?")
- Experience operating inside a regulated or compliance-heavy environment (fintech, banking, healthcare, insurance, payments, or similar); credit/lending experience is a plus, not a requirement
- Fluency using AI tools as part of the modern PM workflow (research, writing, data analysis, prototyping), with experience helping other PMs adopt them
- Strong analytical skills, including SQL competence and hands-on experience with data analysis tools
What the job involves
- Self is looking for a Principal Product Manager to set strategy and direction for our flagship credit building product, the core of how we help people build credit and save money
- This is a company-level ownership role: you'll partner directly with executive leadership to shape where the Credit Building portfolio goes over the next several years, and your calls will ripple across engineering, risk, compliance, and go-to-market
- This role is for a builder with deep product fundamentals and the judgment to operate with no net
- We're looking for someone who independently diagnoses problems, sizes opportunities, and makes high-stakes calls that others build on - without needing guidance and without waiting to be asked
- You'll set the bar for product craft and process across the PM organization, not just your own team, and multiply other PMs' effectiveness through the standards and practices you establish
- You're fluent operating in a regulated environment, you bring a point of view on how AI reshapes the modern PM's workflow and help the broader team adopt it, and you build cross-functional trust and alignment company-wide even when you don't have formal authority over the people you need to move
- Own the Credit Building vertical's product strategy, partnering with leadership to shape portfolio-level bets, balancing growth, profitability, customer experience, and regulatory compliance
- Own KPIs and P&L for the Credit Building vertical and shape Self's point of view on the competitive landscape in FinTech and consumer credit
- Translate strategy into a prioritized roadmap and clear requirements for your engineering team, while acting as a mentor and multiplier for PMs across the department
- Use quantitative and qualitative data (A/B testing, SQL, usability studies, survey data) to form and test hypotheses, and build a shared, evidence-backed vision that earns buy-in at the executive level
- Partner deeply with Risk, Compliance, Engineering, Design, Analytics, Marketing, and Operations by leading through influence
- Define how AI-assisted workflows (research synthesis, spec drafting, data exploration, prototyping) get adopted across the product organization, not just your own work
Our take
Almost 50 million Americans are “credit invisible” with no credit score at all, while there are also around the same number with low credit scores. The ramifications of this are profound, as it goes on to affect mortgage and rental applications, personal loans, and even job prospects.
Self is one of many fintechs, along with the likes of Better, TomoCredit and SoFi, that are attempting to help people get easier access to loans, and in turn credit scores. The company offers consumers instalment loans and its own Visa credit card, regardless of their current credit score.
While there’s lots of competition in this particular fintech niche, Self has been scaling up rapidly over the last few years, increasing its headcount and expanding into credit reporting for rent with its acquisition of RentTrack. With its innovative approach and growing range of services, Self is positioned to continue making a meaningful impact on financial inclusion.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 7 rounds)
Sep 2021
$50m
SERIES E
Dec 2020
$40m
SERIES D
Total funding: $127.6m
Company benefits
- Healthcare including medical, dental, vision, life, disability, FSA, HSA
- 401(k) investment plan
- Equity incentive plan
- Flexible time off
- Paid Parental Leave for primary and secondary care givers
- Wellness programs and fitness benefits
- Professional development reimbursement
- Reward and recognition program
- Hybrid work environment
Company HQ
East Cesar Chavez, Austin, TX
Leadership
James Garvey
(Founder & Member of the Board of Directors)Founded Self Financial in 2014 and served as the CEO until 2023. Previously founded GK Equity and co-founded Objective Loyalty where they served as the CTO for 5 years.
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