Senior Decision Scientist, Lovey
£80.8-95k
Online finance broker and lender
Be an early applicant
Online finance broker and lender
101-200 employees
Be an early applicant
£80.8-95k
101-200 employees
Company mission
To make the business loan process simple, seamless, and beautiful for small and medium-sized businesses (SMEs).
Role
Who you are
- Strong experience in machine learning within lending (SME essential)
- Proficiency in Python & SQL
- Proven end-to-end model development experience
- Background in fintech and automated decisioning environments
- Solid understanding of UK credit risk & regulation
- Ability to communicate effectively with both technical and business stakeholders
Desirable
- Consumer lending experience
- Experience with model governance & monitoring frameworks
- Strong commercial mindset and ownership attitude
What the job involves
- We’re looking for a Senior Decision Scientist to lead the development of cutting-edge credit decisioning models across SME lending
- You’ll own the end-to-end model lifecycle, from problem framing through to deployment and monitoring, while working at the intersection of data, risk, and product to shape the future of our lending strategy
- Build and deploy ML and statistical models for credit risk, affordability, and pricing
- Own the full model lifecycle (data, features, modelling, validation, deployment, monitoring)
- Develop monitoring frameworks and performance dashboards
- Drive innovation through new data sources, challenger models, and experimentation (A/B testing)
- Translate complex models into clear, actionable business insights
Our take
Let's face it, finance has a bit of a bad rep, often being boring, tedious, and just plain outdated. Lovey (previously Love Finance) is here to shake up that narrative and bring business lending into the modern world. And they've already helped thousands of UK SMEs secure the funding they need to grow.
Lovey does so by lending their own money and working with trusted partners to make sure businesses get the best deal possible. They have a tech-first approach, which allows clients to check their eligibility in just 5 minutes and, if approved, get funds in as little as 4 hours.
Since launching in 2016, Lovey has helped over 5,000 UK businesses access more than £200M in funding and they're not slowing down any time soon.
Steph
Company Specialist at Welcome to the Jungle
Insights
28% female employees
Company
Company HQ
City Centre, Birmingham, UK
Articles
Leadership
Jack Smith
(Founder & CEO)Jack founded Lovey in 2016 and has served as the CEO since.
Alex O'Malley
(Managing Director)Alex joined the Lovey team in 2017 as a National Account Manager, he then became Head of Sales in 2022 and Managing Director in 2024. Prior to Love Finance, he spent 3 years at Shire Leasing as a Sales Executive and Account Manager.
People progressing
Emily joined Lovey 3.5 years ago, doing email marketing & copywriting. She now leads comms, training and onboarding, monthly wrap-ups, & CRM ownership. She’s also a Mental Health First Aider.
Marcell joined Lovey as a UX Designer in Mar 2024; overhauled the website, advanced brand strategy, and led end‑to‑end design of the dashboard, underwriter portal, and Lovey app.
Salary benchmarks
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