Senior Backend Software Engineer, EarnUp

$180-210k

Plus equity

SQL

AWS

Python

Postgres

FastAPI

Senior level

San Francisco Bay Area

Loan payment automation service

Job no longer available

Loan payment automation service

21-100 employees

FintechB2BPersonal financeLendingSaaS

Job no longer available

$180-210k

Plus equity

SQL

AWS

Python

Postgres

FastAPI

Senior level

San Francisco Bay Area

21-100 employees

FintechB2BPersonal financeLendingSaaS

Company mission

To create a financial system that works for everyone by transforming the loan payments ecosystem into a key driver for achieving financial wellness.

Job

Company

Role

Who you are

You have a passion for delivering robust software systems and are driven to deliver incredible customer experiences
5+ years professional experience
Expert in SQL (Postgres, SQL Server)
Familiar with Python, FastAPI, SQLAlchemy (or similar tools)
Passionate about data quality, testing and automation
Strong distributed systems experience
Ability to communicate clearly, both verbally and written
Familiar with microservice architecture, development, and deployment
Knowledge of AWS infrastructure
Experience with critical data or financial applications preferred
Ensure correctness in a production environment

What the job involves

You will design, build, extend, refactor, maintain, and monitor critical systems across a variety of projects while developing the next-generation platform for consumer finance management
Your team owns the services that power Earnup.com and you will help the team fulfill technical, operational, and business requirements while guiding architecture and delivery of software products
Design, build, manage, maintain, and monitor our systems and data
Configure and optimize services for performance and scale
Work with our Money operations team to improve their operational efficiency
Automate data quality and system health checks
Build accurate and clear user documentation
Work with rest of the engineering teams to build product features
Mentor junior engineers and lead technical development
Lead technical integrations with our financial partners

Our take

Missed loan payments can mean big charges for credit card users, with credit card late fees costing Americans $3 billion every year. EarnUp is a platform that links to the bank accounts of its customers and uses predictive analytics to make automatic micropayments towards debts such as mortgages, credit cards, and student loans when money is available to use.

The platform can benefit both borrowers and loan services. The company reports that borrowers save an average of $22,000 in interest over a mortgage lifespan and $4,000 on student loans, while loan services save time and costs in tackling late or missed payments.

EarnUp now manages billions of dollars worth of loans on the platform, and has invested its latest funding in expanding its reinvention of payment and data flows for the mortgage industry. At a time when more and more consumers are turning to cutting-edge tech solutions for their money management needs, there should certainly be room for EarnUp to further expand in the coming years.

Freddie

Company Specialist at Welcome to the Jungle

Insights

Top investors

9% employee growth in 12 months

Glassdoor (3.3)

Company

Funding (last 2 of 3 rounds)

Mar 2022

$31m

SERIES C

Feb 2021

$25m

SERIES B

Total funding: $56.2m

Company benefits

Excellent medical, vision, and dental coverage
Transportation benefits
Catered Friday team lunch
Quarterly offsites
Fully stocked kitchen
Espresso & Lattes!

Company HQ

Duboce Triangle, San Francisco, CA

Leadership

Nadim Homsany

(CEO)

Previously a consultant at McKinsey & Company for 4 years and VP at Serent Capital.

Matthew Cooper

(President)

Previously a Consultant at McKinsey & Company, Private Equity Investor at NCB Capital, and Investor at Clearlake Capital Group.

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