Senior Ruby on Rails Developer, PAIR Finance

Salary not provided

AWS

Docker

GraphQL

Linux

Ruby

Rails

Ruby on Rails

Mid and Senior level

Berlin

Visa sponsorship available

AI-driven debt collection management solutions

Job no longer available

AI-driven debt collection management solutions

101-200 employees

FintechCredit ScoringB2BEnterprisePersonal financePaymentsLendingMachine LearningSaaS

Job no longer available

Salary not provided

AWS

Docker

GraphQL

Linux

Ruby

Rails

Ruby on Rails

Mid and Senior level

Berlin

Visa sponsorship available

101-200 employees

FintechCredit ScoringB2BEnterprisePersonal financePaymentsLendingMachine LearningSaaS

Company mission

To manage open claims efficiently without putting a strain on customer relationships.

Job

Company

Role

Who you are

You have 4+ years of relevant work experience in web development and software engineering, with experience in medium and large-sized projects for more than 1 year
Extensive expertise in backend development and technologies, particularly Ruby on Rails and PostgreSQL
Knowledge of backend infrastructure technologies like Linux, AWS, Docker
Experienced with TDD and CI/CD
Ability to develop a solid infrastructure and elegant code on the backend
Familiarity with agile environment (Scrum, Kanban)
Passion for developing innovative solutions and interest in working with AI-based technologies
Good English communication skills

Desirable

You can deliver the full stack (VueJS)
Experience with developing APIs (GraphQL, REST)
Knowledge of microservices architecture

What the job involves

Develop, optimise, and maintain core applications and services
Collaborate with product team to understand and fulfil product roadmap requirements
Configure, maintain, and improve deployment infrastructure, server environments, and testing infrastructure
Take ownership of specific components and work to improve them continually
Ensure scalability, performance, availability and security of our systems
Drive innovation and enhancement of our AI-based platform from an IT perspective and support further business development
Stay up-to-date on current tech industry trends

Our take

Flexible payment options are essential for reaching as many customers as possible, but methods such as "buy-now-pay-later" often lead to payments never being made. In this event, businesses generally resort to debt collection agencies, but this can come across as intimidating, damage customer relationships, and prevent overdue customers from returning.

PAIR Finance leverages artificial intelligence to analyze customer interactions and behavioral data during the debt collection process in order to identify how to make customers more open to payment of their debts. The company also provides industry-specific services for credit scoring, portfolio purchasing, and customer retention, custom-designed for E-Commerce, Banking, Energy Providers, and other industries.

Debt collection is a process that has remained stagnant for decades and has not been innovated upon past simple developments such as digital payment plans. PAIR Finance has therefore found a unique niche in the market by investigating what makes customers avoid paying their debts, how to make them more open to doing so, and using machine learning to develop frictionless debt collection strategies.

Steph

Company Specialist at Welcome to the Jungle

Insights

Few candidates hear
back within 2 weeks

27% employee growth in 12 months

Glassdoor (4.4)

Trustpilot (4.7)

Company

Funding (last 2 of 3 rounds)

Jul 2020

$2.1m

EARLY VC

Dec 2017

$4.7m

SERIES A

Total funding: $8.7m

Company benefits

Company pension and other benefits to add up to an excellent all-round package
Flexible working hours and 28 days leave a year for a healthy work-life balance
Good pay for strong performance
An international team of professional colleagues and strong experts making up an inspirational network
Team events for a successful team
Individual development opportunities and a transparent, nurturing feedback culture for your own personal career path
Challenging, varied tasks along a steep learning curve
Modern office with fresh fruit, muesli and drinks to create a pleasant working environment

Company values

Transparency
Execution
Ownership
Innovation
Integrity

Company HQ

Charlottenburg, Berlin, BE

Articles

Bet on digital debt collection: Zalando increases investment in Berlin debt collection startup Pair Finance

AI debt collection startup Pair Finance starts in Austria

Pair Finance lands €2 million in new funding

A New Era in Debt Collection: PAIR Finance Revolutionises Customer Service with Generative AI

Leadership

Stephan Stricker

(CEO & Founder)

Experienced as Member of Board and Managing Director for nevaly between 2016 and 2017. Co-founded PAIR Finance as CEO in 2016.

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