Senior Credit Manager, Octopus Investments
Offers share incentive plan and bonus
3+ days a week in office (Holborn, London)
Ethical Investments
Open for applications
Ethical Investments
1001+ employees
Open for applications
Offers share incentive plan and bonus
3+ days a week in office (Holborn, London)
1001+ employees
Company mission
Octopus Group is a B Corp whose mission is to invest in the people, ideas and industries that will help change the world.
Role
Who you are
- A detailed understanding of property finance, including development and property investment
- Experience in underwriting/ credit analysis and executing loans
- Strong credit and risk analysis, with the ability to identify and mitigate any early warning signals
- Highly numerate with a good understanding of development cashflows/ financial accounts
- Due Diligence management and analysis (Legal, Valuation and QS reports)
- Confidence and the ability to manage and build rapport with all stakeholders
- Team player with the ability to work across several workstreams simultaneously
- Excellent report writing and general communication skills
- Ambitious with a good understanding of the UK property market
What the job involves
- For an experienced Credit Manager, this is an opportunity to get creative and become part of an innovative team that is constantly looking at new opportunities to provide flexible funding solutions across the UK
- The Credit Team are involved in the end-to-end deal process from origination to negotiation of legal through to land loan completion
- The Credit team consists of 3 Credit Managers reporting to a Head of Development Credit
- You’ll be part of a wider Commercial and Development lending team of 21 people that includes origination and portfolio management teams
- Work with our origination colleagues to structure new loans, ensuring they work for both the client and our risk appetite
- Write and present detailed credit papers outlining the key risks and mitigants for a deal, with a clear recommendation
- Manage and analyse all the diligence streams for a transaction, including valuation reports, QS reports and legal documents. Lead legal negotiations with lawyers and borrowers
- Contribute to the growth of the team, through increasing the size of the loan book, continuously improving processes and designing and implementing new loan products
Salary benchmarks
Our take
Octopus is a group of companies investing in innovative ideas from various industries. The Octopus Group incorporates Octopus Energy, Octopus Real Estate Octopus Investments, Octopus Ventures and Octopus Labs.
In their financial services business, they care as much about the impact their investments have, as they do about the returns that they generate for their investors.
Since its inception, the company has grown significantly and has more than 3 million domestic customers and now actively operates in 6 countries.
Steph
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
43% female employees
26% employee growth in 12 months
Company
Employee endorsements
Flexible working
"Your job and your life can be organised flexibly. I do school runs and finish early to get family time and catch up in evenings on missed time. "
Company benefits
- Critical Illness Cover & Death In Service
- Health Insurance
- Pension Plan
- Performance Bonus
- Share Incentive Plan
- Hybrid Working (3 days in the office, 2 days remote)
- Childcare Vouchers
- Sick pay
- 'Take what you need' Annual leave
- £3000 Bike to Work Scheme
- Employee Discount Portal
- Professional Development & Training
- Monthly 'Drink Up'
- The Greatest Christmas Party Ever
Company values
- Be Helpful: We like people who behave like it’s always day one and who remember that without our customers there is no business.
- Be Straightforward: We like people who have opinions and who express them in a way that’s respectful and easy to understand
- Be Bold: We like people who make decisions quickly and who are OK changing their mind if it turns out there’s a better way of doing things
Company HQ
Holborn, London, UK
Articles
Leadership
Simon Rogerson
(CEO)Previously worked at Octopus Investments for 20 years, first as Chief Executive and co-founder for 19 years and then as Executive Chairman for 1 year.
Chris Hulatt
(Co-Founder)Previously Investment Manager at Mercury Asset Management for 2 years and Non Executive Director at ClearlySo for 4 years.
Diversity, Equity & Inclusion at Octopus Investments
Riean Stewart (Portfolio Talent Associate)
- 50/50 gender split across all senior leadership roles (currently 43% female / 57% male)
- 15% of managerial roles and above will be held by people from an ethnic background (Currently 8%)
- We partner with Black Young Professionals network, Investment 2020, Work180, Women in Finance, 10,000 Black Interns and more to promote D&I at Octopus and in the Investments industry
- We host events aimed at women in the financial services industry and how we can attract & support people in this space
- We host internal D&I events on how to support ethnic backgrounds in the workplace, Neurodiversity and more!
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