Senior Software Engineer, Nova Credit
Cash Flow Platform
$193.5-236.5k
More information about location
Cross-border credit reporting
Job no longer available
Cross-border credit reporting
101-200 employees
Job no longer available
$193.5-236.5k
More information about location
101-200 employees
Company mission
To inspire and facilitate the flow of human diversity, helping the world's moving population to arrive and thrive.
Role
Who you are
- 5+ years of software engineering experience
- 2+ years driving large multi-team software projects from problem statement to ongoing maintenance
- 3+ years experience with databases, data warehouses, or data lakes; strong SQL skills
- 2+ years using data engineering tools like Spark, Hadoop, Pandas, or Airflow
- Proficient in Python; experience writing idiomatic (Pythonic) code
- Experience building Python-based web applications (Flask, FastAPI, Django)
- Deep understanding of a popular distributed computing framework like Spark, Databricks, Ray, Airflow, Sagemaker, or AWS Batch
- Knowledge of numerical libraries (numpy, pandas, SciPy, et. c)
- Experience in observability tools like Grafana, Kibana, or Datadog
- Ability to design sound, highly performant solutions in AWS; articulate design decisions and tradeoffs
- Firm grasp of software testing methodologies
- Curious, self-driven, and eager to learn
What the job involves
- Collaborate with the product and data science teams to build our cashflow data platform, powering our "verification of income" and "cashflow underwriting" solutions
- Collaborate with the data science team to productionalize research models; this may include supplementing research-driven models with additional considerations such as unit processing efficiency, batch efficiency, and parallel computing use cases
- Increase data observability for customers and stakeholders
- Develop quality controls around our ML-powered services to ensure model effectiveness
- Maintain and improve production ML models such as algorithmic calculations, regression models, and classifiers
- Develop tooling and frameworks to improve research velocity and outcomes
- Participate in standard engineering activities like technical design, code reviews, on-call support, documentation, and sprint ceremonies
- Build a unified data platform capable of seamlessly processing financial data payloads like bank accounts/transactions, payroll information, or OCR-driven financial document extractions
- Design an event-based system for monitoring production ML models
- Create an operations dashboard that articulates the customers and stakeholders
- Stand up an MLOps platform to test model changes against historical data
- Pair with data scientists to write state-of-the-art quantitative cashflow models using computing frameworks like PySpark, Dask, Ray, or Polars
- Optimize data pipeline latency to shorten overall response time
Our take
For the 15 million new immigrants who arrive in the US each year, it’s crucial to have a working credit history. Without this, they’ll be unable to rent an apartment, apply for a credit card or in some cases even get a job. The issue is that their credit history won’t have travelled with them, so lenders in their new country won’t be able to verify their eligibility. Nova Credit's founders experienced this problem first-hand, as Esipov is a first-generation Russian immigrant.
Nova Credit imports financial histories to enable immigrants to set up lives in new countries, with their ‘Credit Passport’. This is a digital framework that connects an individual’s credit history information from one country into the country where they are currently residing.
Nova Credit is currently able to import credit history from 8 countries, its most recent addition being the UK in January 2023. Since being accepted to Y Combinator in 2016, the company has since raised considerable funding from major finance players such as HSBC. Nova Credit has grown its footprint significantly, covering more than 1 billion consumer credit profiles, with further expansion in sight.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 4 rounds)
Oct 2023
$45m
SERIES C
Feb 2020
$50m
SERIES B
Total funding: $114.3m
Company benefits
- Free flight anywhere in the world on every anniversary
- Complementary wellness benefits, including Headspace and Ginger subscriptions
- $75/month contribution by Nova towards commuter benefits
- Dental and vision are 95% subsidized for Nova Credit employees, and 50% for dependents
- Unlimited paid time off policy
- $1500/year professional development budget
- Catered lunch on Mondays, Wednesdays, and Fridays
- Health insurance
- SF / NY salaries across the US
- $50/month contribution by Nova Credit towards your cell phone bill
Company HQ
Financial District, San Francisco, CA
Leadership
Misha Esipov
(CEO)Previously Teaching Fellow at NYU Stern School of Business for 2 years and Investment Banker at Goldman Sachs for 3 years.
Nicky Goulimis
(Board Member)Previously worked for 3 years at Bain & Company, holding various positions such as Associate Consultant and Senior Associate Consultant. She served as COO until 2021.
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