Staff Architect, Credit Karma
AI Applications
$402.6k
+ Equity
Office located in Oakland, CA
Free credit and financial management platform
Open for applications
Free credit and financial management platform
1001+ employees
Open for applications
$402.6k
+ Equity
Office located in Oakland, CA
1001+ employees
Company mission
Credit Karma's mission is to empower each and every one of its members with the knowledge, tips, and tools they need to turn their financial dreams into a reality.
Role
Who you are
- 10+ years of experience designing complex distributed systems, management products, or business applications
- Full-stack development experience with AI technologies and tools; applying it to user experiences or backend solutions
- Experience with AI technologies like SageMaker, Vertex, LangChain, Large Language Models, Prompt Engineering, DialogFlow, Python
- Experience with at least one of the following:
- Front-end technologies like React, Angular, SwiftUI (iOS), Kotlin (Android)
- Back-end technologies like Java, Typescript, Spring, Express (NodeJS)
- Prior working experience in a cloud computing environment like AWS or GCP is highly desired
- Prior experience working in teams that have built AI native applications for 1+ years
- BS or MS in Computer Science or related area, or equivalent experience
What the job involves
- As our Staff Architect for AI Applications, you will join the senior architecture team at Credit Karma and lead a technology roadmap that matures our AI capabilities, working with product leadership to power intelligent experiences that make it easier for our members to achieve their financial goals
- This is a challenging role
- It will require the ability to combine solid foundational engineering skills - the skills needed to build complex consumer scale applications - with the knowledge, experience, and agility to apply nascent and volatile technologies like generative AI
- Within this role, you will collaborate across all engineering teams and product development organizations, and be a trusted advisor to senior and executive leadership
- Drive a holistic technical strategy for building AI powered experiences and capabilities - at consumer scale - across a number of interdependent engineering teams, architects, systems and offerings
- Influence and shape the frameworks, abstractions, and patterns used by product development teams to apply AI to solving customer problems
- Guide the applicability of AI to customer problems through a deep understanding of the value and limitations of AI technologies
- Partner closely with senior product leadership to continuously connect business outcomes to our AI technology strategy
- Be the technical expert, researching, evaluating, and implementing state-of-the-art technology in the AI space (open source, third party)
- Apply strong technical documentation and presentation skills to communicate architectural and design options at all levels, including to executive leadership
- Grow a strong engineering culture - set and evangelize vision, facilitative leadership, attract and retain key talent. Talent steward for the engineering organization, mentor rising leaders
- AI Native thinking
- Understands evaluation tools to validate and measure the accuracy of solutions
- High-level understanding of how AI models work, the different types of AI models that exist, and their pros and cons
- Understanding of the latest tools and technologies that apply AI to real-world applications
Our take
CreditKarma is a popular multinational personal finance company offering free services like credit reports, credit checks, and financial advice to its users. It is the United States’ largest free credit monitoring service, and it was bought by Intuit in 2020 in a deal valued at over $8 billion.
CreditKarma has been wise to aggressively target lower-income users and those in need of credit help. CreditKarma is able to score users with “thin” credit files, approximately 62 million Americans. Plus, in keeping its services entirely free it beats out its closest competitor Credit Sesame, who reserves some of its services for premium customers.
During the first fiscal quarter of 2022, Credit Karma contributed $418 million in revenue to Intuit. That’s compared to just $144 million and $316 million in its first two quarters as part of Intuit. However, 2023 has seen a decline in revenue due to downturns for personal, home and auto loans thanks to a strain on the global economy. Regardless, Credit Karma continues to perform strongly.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
6% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Jun 2015
$175m
SERIES D
Sep 2014
$75m
SERIES C
Total funding: $368m
Company benefits
- Extensive health plans
- Wellness and self-care reimbursement
- Paid leave for new parents
- Professional development
- Continuous learning courses
- Equal pay
- Retirement plan
- Equity incentives
Company values
- Helpfulness
- Ownership
- Progress
- Empathy
Company HQ
Chinatown, Oakland, CA
Articles
Leadership
Kenneth Lin
(CEO & Founder)Kenneth studied at Boston University before working as a Partners First Analyst, as well as working at FairMarket, Upromise, and founding Adrenaline Group. He left E-LOAN in July 2006 to co-found Credit Karma in March 2007, alongside a Fellowship at The Aspen Institute.
Nichole Mustard
(CRO)Having studied at Miami University, Nichole worked for almost 5 years at Complete as a Financial Services Sales Director. She left this role to co-found Credit Karma in 2007, serving initially as VP of Business Development and since March 2014 as CRO.
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