Product Lead, ONE
Core App AI
$275-300k
+ Equity
Ethical personal finance platform
Be an early applicant
Ethical personal finance platform
501-1000 employees
Be an early applicant
$275-300k
+ Equity
501-1000 employees
Company mission
To help people live healthier financial lives.
Role
Who you are
- 10 years of product management experience, with consumer-facing products where AI or personalization was a core component
- Prior software engineering experience or similar technical foundation enabling you to work closely with AI/ML teams and make informed trade-offs
- Experience building conversational AI, Chatbots, or Recommendation systems
- Experience building 0→1 consumer products with measurable adoption and engagement impact
- Customer Obsessed. You have a strong consumer-first mindset and deep empathy for everyday financial challenges
- Proven experience leading product scale-ups from 0→1 in fintech or consumer tech, delivering high-impact solutions at launch and beyond
- Comfort operating in fast-moving, ambiguous environments, with the ability to structure open-ended problems and execute with a bias for action
- Excellent cross-functional collaboration skills; proven track record working with engineering, design, analytics, and business leaders
- Drive and proactivity – everyone here is a builder and executor
What the job involves
- As Product Lead, Core App AI at OnePay, you’ll drive the development of groundbreaking consumer financial tools powered by AI. You will play a central role in shaping how OnePay integrates intelligent, trusted experiences into our core product offerings—helping users make smarter, faster, and more confident financial decisions
- Build and scale first-of-their-kind consumer financial tools with AI at their core
- Lead the development of new consumer-facing products from early exploration to launch, with a focus on trusted, user-first experiences
- Translate customer needs into clear product requirements, ensuring simplicity and accessibility while embedding AI where it drives real value
- Partner closely with engineering, design, data, and cross-functional leaders to deliver seamless user journeys
- Use data and insights to iterate quickly, optimize engagement, and drive measurable improvements in customer outcomes
- Balance innovation with practical execution—navigating ambiguity, setting priorities, and pushing forward 0→1 initiatives
Application process
- Initial Interview with Talent Partner
- Technical or Hiring Manager Interview
- Team Interview
- Executive Interview
- Offer!
Our take
Banks have a poor image and are often perceived to not care about their customers. ONE Finance has the financial well-being of its clients at the heart of what it does. Offering equal access to high-yield savings rates and affordable credit that grows. Its signature feature is the ability to organize money in multiple sub-accounts that ONE calls “Pockets,” whether to pay specific bills or save toward goals. You can also set up shared “Pockets” with partners or friends for joint saving objectives.
ONE is part of a new wave of digital banking apps that have the potential to disrupt traditional legacy systems, driven by European firms such as Triodos in the Netherlands. ONE Finance is clear that it doesn’t use deposits for anything that exploits the Earth's resources or is involved in the arms trade, setting it apart from other recent endeavours from Monzo and Revolut who aren’t so forthcoming about where its funds are invested.
In 2022, ONE was acquired by Hazel, a FinTech company which was launched by Walmart and Ribbit Capital and which also acquired Even Responsible Finance at the same time. The companies have merged under the ONE brand, combining workforces, products and operating budgets, and will benefit from Walmart's support and marketing reach.
Freddie
Company Specialist at Welcome to the Jungle
Insights
68% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Aug 2021
$40m
SERIES B
Mar 2020
$17m
SERIES A
Total funding: $66m
Company benefits
- Benefits effective on day one
- Early access to a high potential, high growth fintech
- Generous stock option packages in an early-stage startup
- Remote friendly (anywhere in the US) and office friendly - you pick the schedule
- Flexible time off programs - vacation, sick, paid parental leave, and paid caregiver leave
- 401(k) plan with match
Company HQ
Civic Center, New York, NY
Leadership
Brian Hamilton
(Chief Commercial Officer)Started their career at Wells Fargo Foreign Exchange before leaving after almost 8 years to join Clear2Pay in 2006. They founded Isomer Labs, PushPoint, and Azlo before starting One as CEO in February 2019.
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