Credit Risk Officer, Deutsche Bank
Office located in Otto-Suhr-Allee, Berlin
Investment bank and financial services company
Posted today
Investment bank and financial services company
1001+ employees
Posted today
Office located in Otto-Suhr-Allee, Berlin
1001+ employees
Company mission
To be the leading global provider of financial solutions for demanding clients, creating exceptional value for its shareholders and people.
Role
Who you are
- University degree preferably in Finance, Business, Accounting or Economics
- 5-10 years of experience in a financial institution, specifically within a lending or credit risk function
- Understanding of corporate finance and economics
- Ability to understand complex financing structures across a variety products, including senior debt, junior debt and derivatives
- Ability to evaluate cash flow projections and valuations
- Understanding of loan documentation and other legal concepts
- Proficient in English (spoken and written) as well as written and spoken German
- Ability to work independently under time pressure and manage multiple assignments in parallel
- Detail-focused and able to present information in a structured, clear and concise way
- Strong time management skills, ability to work through large information volumes
What the job involves
- The CRM Global Credit Financing and Solutions (GCFS) team supports a number of structured finance businesses, including Project Finance, Infrastructure & Energy finance, Reserve Based Lending, Direct Lending (structured and corporate lending), Credit Solutions (financial asset financing), Distressed Products (loan restructurings), and Equity Margin Lending, as well as other products
- Transactions are typically complex, highly structured, secured, often non-recourse, non-investment grade and require the extensive application of fundamental credit analyis
- The role is based in Berlin as part of a global team that covers portfolios in EMEA and the Americas
- While focused on project finance, oil & gas reserve base lending and infrastructure and energy, the role may support team responsibilities across all areas of coverage
- Performing credit analysis and portfolio management for a defined set of counterparties with focus on project finance, oil & gas reserve base lending and infrastructure and energy
- Reviewing and evaluating operational and financial reporting of borrowers
- Reviewing new credit requests, assessing credit risks and repayment capacity, assessing valuations
- Reviewing financial models, business plans and projections, including downside scenario analysis
- Producing credit ratings and assessing compliance with risk appetite and regulatory and policy requirements
- Recommending changes to ratings as and additions to credit watchlist where appropriate
- Managing day-to-day tasks for internal approval processes and transaction management
- Interfacing and collaborating with other areas within the Bank, including front office, portfolio management, support functions within Risk, Finance and Operations, and external auditors and regulatory authorities
Application process
- In case of any recruitment related questions, please get in touch with Pierre Kujat
Our take
Despite its roots in the nineteenth century, Deutsche Bank has seen strategic transformation at countless stages to remain competitive. For example, it recently launched Vert, a new digital payments company for SMEs, in collaboration with Fiserv. As a result, the company successfully filled the gap in the market for a user-friendly, all in one solution which would enable merchants to accept payments and manage money.
The company continues to benefit from its scale and reputation. Despite ongoing criticisms, its strong European ties and a global network means Deutsche Bank is well placed to help clients navigate through geopolitical and macroeconomic shifts, something that can’t be said so confidently of its competitors. Today, it operates in circa 60 countries.
Moving forwards, the company is focused on aligning more closely to environmental, social and governance (ESG) criteria to facilitate over €500B in sustainable finance and investments between 2020 and 2025.
Freddie
Company Specialist at Welcome to the Jungle
Insights
11% employee growth in 12 months
Company
Company benefits
- Home office flexible work time
- Annual leave & more
- Support & Counselling
- Health insurance
- Health Check & Eye Test
- Sick pay
- Rewards and everyday benefits
- Pensions
Company values
- Integrity
- Sustainable Performance
- Client Centricity
- Innovation
- Discipline
- Partnership
Company HQ
Westend-Süd, Frankfurt, Germany
Articles
Leadership
Christian Sewing
(CEO, not founder)Joined Deutsche Bank in 1989, serving in multiple positions including Chief Credit Officer. Became CEO in 2018.
Salary benchmarks
We don't have enough data yet to provide salary benchmarks for this role.
Submit your salary to help other candidates with crowdsourced salary estimates.
Share this job
View 66 more jobs at Deutsche Bank