Senior Manager of Financial Planning & Analysis, Mission Lane

• You've built driver-based financial models from scratch and you're still energized by getting into them, even after years of experience
• You can join a virtual meeting with a senior leader you've never met in person and leave having shaped how they think about their budget
• You're genuinely curious about what AI can do for financial modeling and you've started exploring what's possible
• You've coached or mentored analysts and you're ready to grow into that more formally as the team expands
• You do your best work when the path isn't fully defined yet
• Bachelor's degree in Finance, Economics, or a related quantitative field
• 5+ years of experience in financial analysis and modeling within the financial services or fintech industry
• Proven track record of building rigorous analytics or financial infrastructure from the ground up
• Experience modeling GAAP financial statements (Income Statement, Balance Sheet, and Cash Flow)
• Ability to use data as an investigative tool to analyze performance variances and drive efficiencies
• Strong project management skills with experience executing complex financial projects in a fast-paced environment
• Strong interpersonal skills with the ability to build cross-functional relationships and influence outcomes effectively
• Ability to travel for high-impact in-person collaboration a few times a year (typically 4–6 trips annually)
• At least 3 years of experience managing an FP&A function

Desirable

• We’re looking for a rigorous, proactive, and collaborative financial leader to join our Finance Team as a Senior Manager, FP&A
• You’ll drive forward our mission of empowering people to unlock financial progress by leading the quarterly financial forecast process end-to-end, owning the operating budget cycle, and leading the monthly ACL reserve calculation — all while serving as primary financial partner to senior leaders across Credit, Growth, and Operations
• You will translate complex portfolio data into actionable insights that guide executive-level investment decisions, ensuring we remain financially resilient as we expand our reach to underserved consumers
• This role offers you the chance to help scale the financial infrastructure of a maturing fintech while directly influencing the strategy behind our next chapter of expansion
• Lead the annual operating budget process by partnering with business leaders to align financial targets with our corporate strategy
• Develop quarterly rolling financial forecasts to address market volatility and shifts in business strategy
• Lead budget and forecasting conversations with senior leadership
• Manage complex, driver-based financial models to forecast business performance under various scenarios
• Conduct deep-dive variance analyses to identify root causes of over or underperformance and present insights to business leaders
• Oversee the development of monthly financial review packages that highlight key performance indicators for the CFO and Board, turning data into clear narratives
• Leverage EPM software like Workday Adaptive to automate repetitive processes and enhance data integrity
• Partner with technical and non-finance groups to help them understand the financial implications of operational decisions
• Provide ROI and payback analysis on new business initiatives to ensure we are investing in the right areas for our customers
• Serve as a mentor and coach to junior analysts, fostering their professional development as the team grows