Assistant Controller, Cardless
$130-180k
+ Equity
Office located in Mission District, CA
Co-branded credit card creation platform
Be an early applicant
Co-branded credit card creation platform
21-100 employees
Be an early applicant
$130-180k
+ Equity
Office located in Mission District, CA
21-100 employees
Company mission
To make credit more engaging, rewarding, and accessible.
Role
Who you are
- We are looking for a candidate who thrives in a fast-paced, dynamic environment, embraces collaboration across teams, and demonstrates adaptability to evolving business needs
- A strong sense of ownership, a proactive approach to problem-solving, and a commitment to fostering a positive and inclusive culture are key to success in this role
- The right candidate will have an extremely high attention to detail and organization, strike a balance between operational and technical accounting skills, and demonstrate expertise in analyzing and leveraging financial data to support decision-making and scale manual processes over time
- Has 5+ years of experience in Accounting, CPA certification required
- Has 2+ years of experience in a position equivalent to managing and overseeing E2E Accounting month end activities and owning complete financial reporting
- Experience with accounting and expense management software, such as QBO, Netsuite, Bill.com, Expensify, or equivalent systems
- Exceptional work ethic, strong individual contributor; experience in financial services/fintech is a plus
- Identifies with our mission and our core values
- Cardless employees are required to be fully vaccinated and boosted against COVID-19, and to provide proof of vaccination prior to their first day
What the job involves
- In this role, you will be responsible for developing the company's accounting function, including managing the current Pilot bookkeeping and offshore relationship for month-end close, implementing internal controls and policies, coordinating with outside agencies on relevant tax filings, and partnering with the Finance Director in building a robust in-house accounting and financial reporting infrastructure as we grow
- Initially, this role will be an individual contributor role
- Manage AP, and AR, and other daily/weekly accounting operations including daily funding wires and fund flow
- Manage and enhance the month end close process with Pilot bookkeeping and offshore team for Cardless Inc and its entity Cardless Assets Receivable Trust; own timely financial reporting to key external stakeholders including Brand partner reporting
- Own revenue recognition policy and ensure revenue reporting and other key portfolio, equity and SBC accounting are done in compliance with ASC 606 and US GAAP standards
- Lead annual audit, and develop and execute key policy documents and controls related to accounting processes and procedures
- Ensure appropriate processing of, and accounting for, all cash transactions, payroll processing, stock compensation transactions, inter- company and capital markets transactions
- Lead the implementation of new accounting system (eg. Netsuite) as we scale
Our take
Cardless is a financial technology company attempting to modernize co-branded credit card programs. There are around 200 brands in the U.S. with traditional cards that haven't been modernized in over 20 years. These traditional cards, from the likes of Costco and Sam's, enable shoppers to collect reward points that they can use for things like travel.
Cardless is helping popular consumer brands (for example, NBA’s Cleveland Cavaliers) launch credit cards so they can engage with their fans and reward them with bespoke benefits. For example, a virtual conversation with a player.
Cardless’ co-founders are no strangers to the financial industry. Michael Spelfogel spent time at Visa and Scott Kazmierowicz worked in banking for Goldman Sachs. Through their experiences they spotted a gap in the market for simple, credit card loyalty programs that focus on customer experiences.
The global credit card market is valued at over $100 billion. It's certainly big enough for consumer brands to enter, however, with Cardless acting as a middle-man, there's always a risk that it could get frozen out by the big banks.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-30% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Nov 2024
$30m
GROWTH EQUITY VC
Jul 2021
$40m
SERIES B
Total funding: $80m
Company benefits
- 💸 Competitive salaries, equity, and a 401(k) plan
- 🏥 Top-of-the-line healthcare (medical, vision, and dental), with 100% primary coverage and 75% dependent coverage for medical
- 🌴 Unlimited paid time off, with a minimum of 15 days off per year
- 👶 Parental leave for birthing and non-birthing parents
- ✈️ Team trips & offsites
- For in-office employees:
- 🍱 Catered lunch at the office every day, plus plenty of snacks & drinks
- 🚎 $250/month commuter assistance for public transit or our parking garage
- For remote employees:
- 🖥️ $500 remote setup stipend to help you do your best work
Company values
- Be curious and be the solution - We work in a complex space. In order to be successful, we must think globally and collaborate cross-functionally. We ask thoughtful questions without judgment and propose comprehensive solutions that address the full picture. We are all owners at Cardless — mindful and empowered
- Do your best work - We are a team, and we achieve more together than apart. At Cardless, we want to see each other succeed: we take as much pride in each other’s work as our own. We celebrate and seek out diversity of experience, thought, and background in order to accelerate both individual and company growth. We're hungry, we're passionate, and we’re inspired to achieve great things together
- Move fast and build things - We are a startup in a highly regulated space, so we must execute with both speed and precision. We achieve this through deliberate focus, methodical preparation, and disciplined execution. We build, learn, improve, and repeat
- Start with the customer - Our customers are our priority. Our care for them drives our actions. The first question we always ask is: how will this impact the customer? We make every decision, no matter how big or small, with the customer top of mind
Company HQ
SoMa, San Francisco, CA
Articles
Leadership
Scott Kazmierowicz
(CEO)Former Investment Banker at Allen & Company and Bank of America. Former Software Engineer at Goldman Sachs. BS in Computer Science at Stanford University.
Michael Spelfogel
(President)Former Data Scientist at Lyft and Rent the Runaway. Formerly in Commercial Card Management at Visa. BASc in Management Science and Engineering at Berkley.
Salary benchmarks
We don't have enough data yet to provide salary benchmarks for this role.
Submit your salary to help other candidates with crowdsourced salary estimates.
Share this job
View 7 more jobs at Cardless