Product Manager, Cardless
$160-220k
+ Equity
More information about location
Office located in Mission District, CA
Co-branded credit card creation platform
Be an early applicant
Co-branded credit card creation platform
21-100 employees
Be an early applicant
$160-220k
+ Equity
More information about location
Office located in Mission District, CA
21-100 employees
Company mission
To make credit more engaging, rewarding, and accessible.
Role
Who you are
- Take a nascent, simple-sounding project, flesh it out, and then push it through the exhilarating / excruciating process of development and launch
- Go from uninformed simplicity, to informed complexity, and then finally to informed simplicity
- Rinse, and repeat
- You'll have 2-3 complex projects at a time, at different stages. Success is delivering quickly and at high-quality
- They'll be little wins too – we get feedback from customers every day, and deploy multiple times a week
- You'll also support on our roadmap, sprint planning, and long-term vision
- A condition of employment at Cardless is being fully vaccinated and boosted against COVID prior to beginning your employment. We’ll ask you to send us a copy of your vaccination card in advance of your first day
What the job involves
- As a product manager, you will help us further our mission to make credit better, by powering the next generation of credit cards
- This means building a delightful experience for consumers, and powerful engagement and marketing tools for brands (all on a solid financial product foundation)
- You’ll get to work across different problem areas and across disciplines as you advocate for our consumer customers and work with our partners to bring new financial products to market
- You have a track record of building great fintech products. You know what great looks like, and you love the process. Ideally you have spent time at a B2B or platform company, and understand what it means to build a platform (not custom software)
- Attention to detail. You care about making really great things – and can think through problems at a deep level of detail. They know that the details are where the magic happens – but they also know when to be scrappy and quick
- Effective in high-stakes rooms. You're comfortable in conversation with a wide array of stakeholders, even when the stakes are high. You value good preparation and a positive attitude. Ideally, you have experience working with large institutional customers / stakeholders
- Interdisciplinary curiosity. You can get "nerdy" about a wide range of topics (in fintech and beyond). You're intellectually confident and humble: you admit when you don't know something. You listen, and ask great questions
Our take
Cardless is a financial technology company attempting to modernize co-branded credit card programs. There are around 200 brands in the U.S. with traditional cards that haven't been modernized in over 20 years. These traditional cards, from the likes of Costco and Sam's, enable shoppers to collect reward points that they can use for things like travel.
Cardless is helping popular consumer brands (for example, NBA’s Cleveland Cavaliers) launch credit cards so they can engage with their fans and reward them with bespoke benefits. For example, a virtual conversation with a player.
Cardless’ co-founders are no strangers to the financial industry. Michael Spelfogel spent time at Visa and Scott Kazmierowicz worked in banking for Goldman Sachs. Through their experiences they spotted a gap in the market for simple, credit card loyalty programs that focus on customer experiences.
The global credit card market is valued at over $100 billion. It's certainly big enough for consumer brands to enter, however, with Cardless acting as a middle-man, there's always a risk that it could get frozen out by the big banks.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-30% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Sep 2025
$60m
SERIES C
Nov 2024
$30m
GROWTH EQUITY VC
Total funding: $140m
Company benefits
- 💸 Competitive salaries, equity, and a 401(k) plan
- 🏥 Top-of-the-line healthcare (medical, vision, and dental), with 100% primary coverage and 75% dependent coverage for medical
- 🌴 Unlimited paid time off, with a minimum of 15 days off per year
- 👶 Parental leave for birthing and non-birthing parents
- ✈️ Team trips & offsites
- For in-office employees:
- 🍱 Catered lunch at the office every day, plus plenty of snacks & drinks
- 🚎 $250/month commuter assistance for public transit or our parking garage
- For remote employees:
- 🖥️ $500 remote setup stipend to help you do your best work
Company HQ
SoMa, San Francisco, CA
Leadership
Scott Kazmierowicz
(CEO)Former Investment Banker at Allen & Company and Bank of America. Former Software Engineer at Goldman Sachs. BS in Computer Science at Stanford University.
Michael Spelfogel
(President)Former Data Scientist at Lyft and Rent the Runaway. Formerly in Commercial Card Management at Visa. BASc in Management Science and Engineering at Berkley.
Salary benchmarks
We don't have enough data yet to provide salary benchmarks for this role.
Submit your salary to help other candidates with crowdsourced salary estimates.
Share this job
View 2 more jobs at Cardless