Lead Reconciliation Analyst, Chip
£35-40k
Plus discretionary share option bonus every 12 months
3 days a week in office
Investing and savings app
Job no longer available
Investing and savings app
201-500 employees
Job no longer available
£35-40k
Plus discretionary share option bonus every 12 months
3 days a week in office
201-500 employees
Company mission
To build wealth for our generation.
Role
Who you are
- Experience in finance operations, ideally having taken part in setting up new reconciliation processes
- Experience within a high-growth business
- Intermediate-Advanced Excel
- Experience using SQL or Python would be an advantage
- You're hands-on and take satisfaction in supporting colleagues, projects or tasks however big or small
- Numerate with an analytical mind and strong problem-solving skills
- Attention to detail
- Fast learning, with the ability to multitask and prioritise workload appropriately
- Proactive with our core value “Make it Happen” in mind
- Smart, with the ability to find solutions independently
What the job involves
- We are looking for a Lead Reconciliation Analyst who will work with our team of talented Finance Operations Analysts and build the next generation of our mobile applications
- You'll be working with one of the fastest-growing fintechs, making sure the right tools are in place to enable the team to work as a business-enabling function
- You'll share your passion and experience with those around you, allowing and encouraging your less experienced teammates to step up to the challenges
- Run daily reconciliation for multiple customer products
- Investigate issues where they arise, predict and prevent future issues before they arise through trend analysis and reporting
- Second-line support for Analysts, third-line support for CS
- Supporting business unit to exceed OKRs
- Mentor, train and assist Analysts with more complex tasks
- Act as Finops SME in place of Financial Operations Manager in product requirements to ensure continuity of reconciliation and Finops controls where required
- Carry out, review and modify process and reconciliation controls to ensure they are efficient, scalable and broad enough to identify any trends and potential issues
- Automate and simplify using Python / SQL
- Lead the timely and accurate delivery of operational tasks defined by the Operations Manager / VP of Operations
- Provide detailed summary and communication in relevant channels
- Assist analysts with escalations, identify skill gaps, issues and trends
- Deliver feedback, training and raise issues where required
- Perform manual tasks to ensure accounts are accurate
- Identifying, investigating and resolving user account balance discrepancies
- Incident response including detailed summary and communication in relevant channels
- Take a proactive role in Operational projects to ensure better outcomes
Application process
- Video screen with someone from our Talent team
- Take home task
- Video interview with Finance Operations Manager
- Final interview with VP of Operations
Salary benchmarks
Our take
Chips offers a free app designed to make saving as easy as spending. Utilising an AI-driven system, the app calculates how much users could save, provides an option to decline, and automatically transfers the selected amount to the user's Chip account, streamlining the saving process.
To date, Chup's users have collectively saved over £800M, showcasing the product's popularity. The enthusiasm for Chip is evident, having raised a total of £43.5M with over 27.5k shareholders.
The company has bolstered its team with strong hires from notable organisations such as Purplebricks, Deposit Solutions, Barclays, Funding Circle, and Monzo, positioning Chip for significant growth. However, the challenge lies in remaining relevant amid a competitive landscape of savings and investment accounts. To address this, Chip continuously innovates its investment product to help users effectively build wealth.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 12 rounds)
Sep 2025
$23.1m
LATE VC
Dec 2023
$6.9m
LATE VC
Total funding: $108.5m
Company benefits
- Discretionary share option bonus
- Workplace pension scheme
- Private medical insurance (medical history disregarded)
- Employee Assistance Programme
- Cycle to work scheme
- Season ticket loan
- Free ChipX subscription for UK-based employees
- We are an equal-opportunity employer and value diversity
- Flexible working arrangements
- Unlimited holiday (policy not to count) ✈️
- Annual £1500 Personal Learning Allowance
- £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
- Company laptop
Company HQ
London, UK
Leadership
Simon Rabin
(Co-Founder & CEO)Previously co-founded Roamer. Prior to that, they were a Director at Txt2buy and a Marketing Manager at Unibutler.
Alex Latham
(Co-Founder & CMO)Previously worked in Marketing at Maxim and as Head of Growth at Pineapple Punk.
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