Chief Technology Officer, Love Finance

Salary not provided

SQL

Docker

Kubernetes

TypeScript

GCP

JavaScript

Python

GraphQL

Node.js

Terraform

Hubspot

MySQL

Prometheus

Grafana

Stackdriver

Flutter

BigQuery

Firestore

JSON

REST API

Senior and Expert level

Birmingham

1+ day a week in office

Online finance broker and lender

Be an early applicant

Online finance broker and lender

101-200 employees

FintechB2BLending

Be an early applicant

Salary not provided

SQL

Docker

Kubernetes

TypeScript

GCP

JavaScript

Python

GraphQL

Node.js

Terraform

Hubspot

MySQL

Prometheus

Grafana

Stackdriver

Flutter

BigQuery

Firestore

JSON

REST API

Senior and Expert level

Birmingham

1+ day a week in office

101-200 employees

FintechB2BLending

Company mission

To make the business loan process simple, seamless, and beautiful for small and medium-sized businesses (SMEs).

Job

Company

Role

Who you are

Technology Background of the CTO:
Languages: Python, TypeScript / JavaScript (Node.js), Dart (Flutter), SQL / MySQL, JSON, REST, GraphQL
Cloud and Data: Google Cloud Platform (BigQuery, Cloud Run, Firestore, Pub/Sub)
DevOps and Tooling: GitHub, GitHub Actions, Terraform, Docker, Kubernetes
Monitoring: Stackdriver, Grafana, Prometheus
Security: OAuth2, SSO, IAM, ISO27001 alignment, penetration testing
Analytics and Integrations: ThoughtSpot, Provenir, LTi, HubSpot, Creditsafe, Experian, Wiserfunding, Hometrack, Infosys or TCS BaNCS
CTO with a proven track record leading technology strategy and delivery in a regulated fintech, lender, or bank
Must have led teams under FCA or equivalent oversight
Knowledge of Consumer Credit Act, FCA frameworks, operational resilience, and data protection
A Leadership style that is accountable, delivery-driven, collaborative, bringing more than just an advisory capacity
Operated in disciplined sprint environments, delivering measurable milestones
Deep technical credibility, able to architect, query, and debug data
Strong knowledge of cloud infrastructure (GCP) and forensic data engineering
Strong communicator who can translate tech strategy into board-level insight

Desirable

Experience working towards a banking licence or launching consumer credit products
Familiarity with AI/ML, Open Banking, and embedded finance
SMF24 Certified

What the job involves

We’re looking for a hands-on Chief Technology Officer (CTO) to lead our tech strategy, drive sprint-based delivery, and own data integrity across our lending platforms. This is a high-impact role, reporting to the board and shaping the direction of both our B2B and B2C tech products
Define and execute the technology roadmap for our SME and consumer lending platforms
Lead and mentor a cross-functional team of 7+ developers
Architect and maintain scalable data pipelines and integrations
Oversee agile delivery cycles with clear outcomes and accountability
Ensure platform compliance with FCA, CCA, and data protection regulations
Manage third-party tech partnerships (e.g., Simform, NexGen)
Consolidate ownership of Lovey’s full technology ecosystem
Lead architectural design for data flow, resilience, and automation across lending systems
Oversee sprint governance, partner performance, and system uptime
Implement robust data and cyber risk frameworks aligned with FCA expectations
Represent technology and innovation strategy to investors and the Board

Our take

Let's face it, finance has a bit of a bad rep, often being boring, tedious, and just plain outdated. Love Finance is here to shake up that narrative and bring business lending into the modern world. And they've already helped thousands of UK SMEs secure the funding they need to grow.

Love Finance does so by lending their own money and working with trusted partners to make sure businesses get the best deal possible. They have a tech-first approach, which allows clients to check their eligibility in just 5 minutes and, if approved, get funds in as little as 4 hours.

Since launching in 2016, Love Finance has helped over 5,000 UK businesses access more than £200M in funding and they're not slowing down any time soon.

Steph

Company Specialist at Welcome to the Jungle

Insights

28% female employees

Glassdoor (4.6)

Trustpilot (5)

Company

Company HQ

City Centre, Birmingham, UK

Articles

Simple, Seamless, Beautiful – A conversation with Jack Smith, CEO, Love Finance

Love at First Loan

Bridging the funding gap: the role of alternative lending in construction

The future of business lending with Love Finance Founder and CEO Jack Smith | 11:FS Spotlight

Love Finance secures £45m to boost SME lending

Leadership

Jack Smith

(Founder & CEO)

Jack founded Love Finance in 2016 and has served as the CEO since.

Alex O'Malley

(Managing Director)

Alex joined the Love Finance team in 2017 as a National Account Manager, he then became Head of Sales in 2022 and Managing Director in 2024. Prior to Love Finance, he spent 3 years at Shire Leasing as a Sales Executive and Account Manager.

People progressing

Emily Clark

Emily joined Love Finance 3.5 years ago, doing email marketing & copywriting. She now leads comms, training and onboarding, monthly wrap-ups, & CRM ownership. She’s also a Mental Health First Aider.

Marcell Szűcs

Marcell joined Love Finance as a UX Designer in Mar 2024; overhauled the website, advanced brand strategy, and led end‑to‑end design of the dashboard, underwriter portal, and Lovey app.

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