Chief Technology Officer, Love Finance
Online finance broker and lender
Posted today
Online finance broker and lender
101-200 employees
Posted today
101-200 employees
Company mission
To make the business loan process simple, seamless, and beautiful for small and medium-sized businesses (SMEs).
Role
Who you are
- Technology Background of the CTO:
- Languages: Python, TypeScript / JavaScript (Node.js), Dart (Flutter), SQL / MySQL, JSON, REST, GraphQL
- Cloud and Data: Google Cloud Platform (BigQuery, Cloud Run, Firestore, Pub/Sub)
- DevOps and Tooling: GitHub, GitHub Actions, Terraform, Docker, Kubernetes
- Monitoring: Stackdriver, Grafana, Prometheus
- Security: OAuth2, SSO, IAM, ISO27001 alignment, penetration testing
- Analytics and Integrations: ThoughtSpot, Provenir, LTi, HubSpot, Creditsafe, Experian, Wiserfunding, Hometrack, Infosys or TCS BaNCS
- CTO with a proven track record leading technology strategy and delivery in a regulated fintech, lender, or bank
- Must have led teams under FCA or equivalent oversight
- Knowledge of Consumer Credit Act, FCA frameworks, operational resilience, and data protection
- A Leadership style that is accountable, delivery-driven, collaborative, bringing more than just an advisory capacity
- Operated in disciplined sprint environments, delivering measurable milestones
- Deep technical credibility, able to architect, query, and debug data
- Strong knowledge of cloud infrastructure (GCP) and forensic data engineering
- Strong communicator who can translate tech strategy into board-level insight
Desirable
- Experience working towards a banking licence or launching consumer credit products
- Familiarity with AI/ML, Open Banking, and embedded finance
- SMF24 Certified
What the job involves
- We’re looking for a hands-on Chief Technology Officer (CTO) to lead our tech strategy, drive sprint-based delivery, and own data integrity across our lending platforms. This is a high-impact role, reporting to the board and shaping the direction of both our B2B and B2C tech products
- Define and execute the technology roadmap for our SME and consumer lending platforms
- Lead and mentor a cross-functional team of 7+ developers
- Architect and maintain scalable data pipelines and integrations
- Oversee agile delivery cycles with clear outcomes and accountability
- Ensure platform compliance with FCA, CCA, and data protection regulations
- Manage third-party tech partnerships (e.g., Simform, NexGen)
- Consolidate ownership of Lovey’s full technology ecosystem
- Lead architectural design for data flow, resilience, and automation across lending systems
- Oversee sprint governance, partner performance, and system uptime
- Implement robust data and cyber risk frameworks aligned with FCA expectations
- Represent technology and innovation strategy to investors and the Board
Our take
Let's face it, finance has a bit of a bad rep, often being boring, tedious, and just plain outdated. Love Finance is here to shake up that narrative and bring business lending into the modern world. And they've already helped thousands of UK SMEs secure the funding they need to grow.
Love Finance does so by lending their own money and working with trusted partners to make sure businesses get the best deal possible. They have a tech-first approach, which allows clients to check their eligibility in just 5 minutes and, if approved, get funds in as little as 4 hours.
Since launching in 2016, Love Finance has helped over 5,000 UK businesses access more than £200M in funding and they're not slowing down any time soon.
Steph
Company Specialist at Welcome to the Jungle
Insights
28% female employees
Company
Company HQ
City Centre, Birmingham, UK
Articles
Leadership
Jack Smith
(Founder & CEO)Jack founded Love Finance in 2016 and has served as the CEO since.
Alex O'Malley
(Managing Director)Alex joined the Love Finance team in 2017 as a National Account Manager, he then became Head of Sales in 2022 and Managing Director in 2024. Prior to Love Finance, he spent 3 years at Shire Leasing as a Sales Executive and Account Manager.
People progressing
Emily joined Love Finance 3.5 years ago, doing email marketing & copywriting. She now leads comms, training and onboarding, monthly wrap-ups, & CRM ownership. She’s also a Mental Health First Aider.
Marcell joined Love Finance as a UX Designer in Mar 2024; overhauled the website, advanced brand strategy, and led end‑to‑end design of the dashboard, underwriter portal, and Lovey app.
Salary benchmarks
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