Credit Risk Analyst, Habitat Energy
2+ days a week in office
Battery storage and renewable energy optimisers
Be an early applicant
Battery storage and renewable energy optimisers
21-100 employees
Be an early applicant
2+ days a week in office
21-100 employees
Company mission
To maximise the potential of renewable energy, drive investments in the energy transition, and accelerate a low-carbon world.
Role
Who you are
- This role requires a strong understanding of the power and energy markets, financial analysis, and risk management principles
- Strong financial analysis skills, including proficiency in financial statement analysis, ratio analysis, and forecasting
- In-depth knowledge of the power industry, energy markets, and related credit risks
- Experience with credit risk management tools, software, and models
- Ability to work independently, think critically, and provide sound judgment in credit decisions
Desirable
- Excellent communication skills with the ability to present complex information clearly and concisely to non-technical stakeholders
- Strong attention to detail and the ability to manage multiple tasks in a fast-paced environment
- Advanced Excel skills, with experience in SQL, Python, or other relevant data analysis tools being a plus
What the job involves
- We have a vacancy for a Credit Risk Analyst to join our US team based in Austin, TX
- This role will be responsible for evaluating, analyzing, and mitigating credit risks associated with the company’s power trading and wholesale operations
- You will work closely with cross-functional teams to assess counterparty is credit worthy, ensure adherence to credit policies, and support strategic decision-making processes related to credit exposure
- Credit Risk Assessment: Analyze and assess how credit worthy counterparties are, including power utilities, trading partners, and wholesale customers, by evaluating financial statements, credit reports, market trends, and other relevant data
- Exposure Monitoring: Monitor and track credit exposure across power trading and wholesale contracts to ensure compliance with established credit limits and company risk policies
- Counterparty Credit Limits: Recommend and set appropriate credit limits for counterparties based on in-depth financial analysis and risk tolerance
- Risk Mitigation Strategies: Develop and implement risk mitigation strategies, such as credit insurance, letters of credit, or collateral management, to minimize credit risk exposure
- Financial Modelling & Analysis: Build and maintain financial models to predict potential credit risks and create stress-testing scenarios in line with market volatility and credit trends
- Market and Industry Research: Stay updated on market conditions, regulatory changes, and industry-specific risks in the power and energy sectors, providing insights to inform credit policies
- Reporting: Prepare and present detailed credit risk reports and analysis to senior management and key stakeholders, highlighting key risk exposures and providing recommendations
- Collaboration: Work closely with the finance, trading, legal, and commercial teams to evaluate and manage credit risks related to power contracts, projects, and investments
- Regulatory Compliance: Ensure that credit risk management practices comply with regulatory standards and internal policies
Our take
With the world moving onto more sustainable energy, countries across the globe are aiming to harness the power of green energy alternatives. While sustainable energy production is on the rise, technology and finance need to work in tandem so that solutions are profitable and scalable.
Habitat Energy is combining the latest techniques in machine learning and artificial intelligence to provide customers with battery storage and renewable energy assets that deliver the best possible returns.
Following recent funding and partnerships, the company has invested capital into increasing its overseas portfolio and in the US market, expanding its product offerings into renewable and hybrid facilities. Already a market leader in the UK, this expansion will further bolster the company's name internationally and create substantial revenue, boding well for the coming years.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
54% employee growth in 12 months
Company
Funding (2 rounds)
Jun 2020
$0.3m
GRANT
Apr 2019
$1.8m
GRANT
Total funding: $2.1m
Company HQ
City Centre, Oxford, UK
Articles
Leadership
Andrew Luers
(CEO & Co-Founder)Graduated from the University of Oxford with a Doctor of Philosophy in Physics. Also the Co-Founder of ProviderTrust.
Phil Robinson
(Co-Founder)Worked in large multinational companies including EDF Energy and E.ON, providing value-adding analysis and advice to board members and investors.
Ben Irons
(Co-Founder)Previously an Executive Director and Board Member at Aurora Energy Research, Consulting Manager at McKinsey and Company and Strategy Director at Centrica Energy.
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