Credit Control and Analytics Manager, SeQura
Payment-by-instalments platform
Be an early applicant
Payment-by-instalments platform
201-500 employees
Be an early applicant
201-500 employees
Company mission
To make payments easy, flexible, and accessible for everyone.
Role
Who you are
- This role requires a mix of analytical expertise, technical skills, and business acumen to drive data-backed solutions that balance risk and growth
- This is a unique opportunity for someone who is both a hands-on analytical expert and a thoughtful, collaborative leader
- Experience: 5+ years in credit risk analytics, data science, or financial modeling
- Leadership: Demonstrated ability to lead, coach, and develop a small team in a fast-paced environment
- Industry Knowledge: Experience in banking, fintech, consumer/business lending, or financial services preferred
- Proficiency in SQL, Python, R, SAS, or other analytics tools for data analysis and modeling
- Familiarity with BI tools (Tableau, Power BI, Looker) for visualization and reporting
- Education: Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field
- Soft Skills: Strong problem-solving abilities, business acumen, and the ability to communicate complex findings to non-technical stakeholders
What the job involves
- As a Credit Control and Analytics Manager at seQura, you will lead a small team that plays a central role in analyzing and understanding drivers of credit risk
- The team leverages data-driven insights to enhance credit decision-making and portfolio management
- It also performs credit loss calculations, forecasting and follow up of the same
- Analyze loan portfolio performance to identify trends, risks, and opportunities for improvement
- Monitor key credit metrics and develop strategies to mitigate risk while supporting growth
- Conduct deep-dive analysis on credit performance, delinquencies, and loss rates
- Work closely with Product and AI & Data Science to refine credit policies and lending strategies
- Optimize credit approval processes to balance risk appetite with business growth objectives
- Design and test new credit products, pricing strategies, and risk mitigation measures
- Ensure compliance with regulatory requirements related to credit risk and lending
- Prepare reports and insights for senior management, regulatory bodies, and audit teams
- Lead, mentor, and grow a team of credit analysts
- Set clear goals, provide technical guidance, and foster a culture of continuous learning and performance
- Collaborate cross-functionally with data science, finance, and product teams
Application process
- We kindly ask that you submit your CV in English, as it is the official language of our community
Our take
SeQura is a payment technologies company that helps merchants to acquire, convert and retain their customers. With tailored payment solutions across retail, education, repairs and travel, the company offers payments by instalment plans, interest-free credit and more manageable ways to shop.
With $100 million in annual recurring revenue, the company has established itself as a trusted solution for B2C businesses across Europe and Latin America. The likes of Carrefour, Game and Iberia use its platform to grow and incentivise their respective customers, and altogether SeQura reaches more than 2 million international shoppers.
SeQura has secured considerable funds that it is using to expand its services to the US, UK and Germany among others. Its ambitious goal is to double its business volume by 2027 via the development of two new business verticals. These are optiQa, a platform for flexible payments and loyalty programmes in the opticians sector, and eduQa, a platform for flexible education payments.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (1 round)
Nov 2024
$233.2m
LATE VC
Total funding: $233.2m
Company benefits
- 23 vacation days + 2 days of free disposal per year
- Professional development that includes access to a language learning platform with courses available for 24 languages, including both group and private classes
- Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee
- Health insurance discounts with Sanitas and DKV
- Hybrid or remote work
- Work visa and relocation to Barcelona
- Wellness Program embracing a holistic approach by covering six areas (occupational, physical, financial, emotional, social, environmental consciousness) with 34 different activities to configure a plan tailored to your needs
Company HQ
Dreta de l'Eixample, Barcelona, Spain
Leadership
David Backstrom
(Co-Founder & CEO)Was the Founder and CEO of European telemedicine clinic and Sparapengar Europe. Also owns Holick Outdoor resort.
Luis Oyaga
(Founding Partner)Also the Founding Partner of AGME Direct. Previously the Director General at CAMERDATA, as well as Director at Schober Information Group and Adigital.
Joaquim Ferrer
(Growth Manager & Founding Partner)Previously CEO at Grupo Intercom, Board Member at InfoJobs.net and a Sales Manager at PAYMA COMUNICACIONES.
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