Software Engineer, Finix Payments
Underwriting
$160-210k
+ Equity
Payments technology for software businesses
Job no longer available
Payments technology for software businesses
201-500 employees
Job no longer available
$160-210k
+ Equity
201-500 employees
Company mission
To create the most accessible financial services ecosystem in history.
Role
Who you are
- Comfortable continuously delivering code, infrastructure, and tests throughout the product development lifecycle
- Able to lead proposals, design, and architect big systems through research into use cases
- Obsessed with finding edge cases, understanding requirements, and design implications
- Proactive in monitoring running systems and troubleshooting production issues
- Committed to communicating and working cross-functionally with other teams to ensure the delivery of quality code and features
- Have 4+ years of experience and several life-cycles of designing and building systems using Java
- An appreciation for code, maintainability, testability, and clarity
- A depth of experience along with a strong sense of what is readable, maintainable code
- Good communication skills with non-technical fellow Finixians and customers
What the job involves
- You would be joining the team delivering the latest exciting Finix initiative: Underwriting. Underwriting is the process of determining which merchants are permitted to use the Finix platform
- The Underwriting Team's charter is to deliver an underwriting system that is an unbiased, automated merchant underwriting process, minimizes the opportunity for fraudulent merchants, and is easy for customers, the Finix support team, and the Finix customer success team to use
- Create quality code and associated tests that eliminate stress in other teams and our customers
- Ensure that the merchant underwriting process is unbiased
- Understand and demonstrate the importance of handling sensitive financial data about fellow humans
- An eagerness to actively improve the product and culture
- Compassionately assist other team members to improve and be open about asking for assistance
Our take
Finix is in the very lucrative market of payments. Just as Stripe and Plaid have reached gargantuan valuations from augmenting online businesses’ ability to handle payments and taking a fee as a result, Finix is doing the same for software businesses.
Traditionally software businesses could only become a payments facilitator if they invested in a three-year in-house build by dozens of engineers, with tens of millions of dollars of technical R&D and investment. Instead, Finix takes that down to a number of months by getting developer-friendly APIs.
Now, the company is looking to compete directly with Stripe. That means becoming a payments facilitator themselves, and allowing its clients to set up payments handling through the Finix platform (and all the back office requirements and compliance certifications).
It's no easy task going up against the payments giant. However, Finix’s leadership will hope that its developer-friendly, open-infrastructure approach will see it win a fair amount of market share as it aggressively seeks growth in the coming years, aided by $208 million in funding to date.
Steph
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
0% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Oct 2024
$75m
SERIES C
Aug 2022
$30m
LATE VC
Total funding: $200.5m
Company benefits
- Generous Time Off | We offer paid time off and wellness days for you to recharge and take care of yourself
- Flexible Health Plans | We offer a range of medical, dental, and vision coverage plans—as well as life insurance—to meet your needs
- 100% Benefits Coverage | In most cases, Finix will cover 100% of the health plans you choose for you and your dependents
- Inclusive Parental Leave | We offer paid time off for all new parents to bond with their children and take care of their partners
Company values
- Customer First | Our customers trust us with their businesses and their livelihoods. We don’t rest so that our customers can
- Open, Honest, & Direct | We don’t stand for corporate politics. We say what we mean and mean what we say, but we always do it in a respectful manner
- Act Like An Owner | ...because you are one! Hold yourself and others accountable. And absolutely never say “that’s not my job.”
- Passion For Your Craft | We’re geeks and we own it. We sweat the small stuff and build with purpose
- Eagerness to Evolve | At Finix, feedback is a gift. What got us here isn’t what will get us to the next stage. We push each other to be better each and every day
- Proactive Empathy | We put ourselves in someone else's shoes, and believe that empathy is the foundation of great company
- Integrity is Non-Negotiable | It takes years to build a reputation, but just minutes to ruin it. We live by a strong moral code and share a common sense of decency
- Always Hungry & Hustling | We live with a sense of urgency and abhor complacency. Where others see walls we see opportunity. We work hard but enjoy the ride!
Company HQ
Yerba Buena, San Francisco, CA
Articles
Leadership
Richie Serna
(CEO)Previously an engineer at payment API startup, Balanced. Worked as a Conusltant for Booz and as an Analyst for JP Morgan. Graduated from Harvard University.
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