Enterprise Risk Manager, Creditspring

• The ideal candidate will have experience in promoting a strong risk culture across the organisation, helping to turn risk into a strategic advantage
• A minimum of 5 years working in within risk management in a regulated financial services/consumer credit business
• Strong knowledge of enterprise risk frameworks, governance, and regulatory requirements
• Experienced in using and developing Risk Management systems
• A minimum of 3 years people management experience, whilst the role has no direct reports these skills will be critical for influencing and directing on risk management actions
• Practical experience of cross function collaboration and embedding/developing a risk culture across the business
• Comfortable working with data and able to use data to identify issues or opportunities
• Collaborative, and proactive with a pragmatic approach to problem-solving

Desirable

• This role will develop and embed the enterprise-wide risk management framework, ensuring that key risks are identified, assessed, monitored, and reported across the business
• This is a senior role within our Operational Risk function, reporting into the Chief Risk Officer
• Lead the development and continuous improvement of the Enterprise Risk Management Framework and maintain the Risk Appetite Statement in alignment with business strategy
• Oversee the Risk Management system to ensure risks are identified, monitored, and documented; facilitate effective stakeholder engagement through regular reviews and ensure data is actionable and up to date
• Coordinate Risk & Compliance Committee meetings, develop insightful risk packs for executive and board-level reporting, and guide discussions to ensure meaningful risk oversight and challenge
• Actively contribute to general management decision-making, support business teams with risk guidance, and promote a strong risk culture through training, awareness, and engagement
• Ensure risk controls are tested and effective, align with 2nd and 3rd line assurance functions, and escalate issues or gaps appropriately while supporting remediation efforts
• Lead responses to auditors and regulators, stay informed on industry risk developments, and represent the CRO when required in internal and external meetings