Regulatory Compliance Associate, Gemini
Credit Card
$75-104k
+ Discretionary annual bonus + Equity
Cryptocurrency exchange platform
Be an early applicant
Cryptocurrency exchange platform
1001+ employees
Be an early applicant
$75-104k
+ Discretionary annual bonus + Equity
1001+ employees
Company mission
To unlock the next era of financial, creative and personal freedom
Role
Who you are
- A combination of education and work experience, including:
- Bachelor's degree
- Preferred CRCM or similar certifications
- 2-4 years of compliance experience in credit, banking, fintech, or other financial regulatory compliance industry with a focus on credit card regulatory compliance
- Possess understanding of credit and banking laws and regulations including BSA/AML, UDAAP, ECOA, MLA/SCRA, FCRA, GLBA, and associated regulations
- Ability to identify potential compliance issues and work effectively to remediate them
- Demonstrate a track record of supporting key compliance initiatives
What the job involves
- This role will directly support the compliance program for the Gemini Credit Card product
- The Gemini Credit Card is a unique, consumer credit card that offers up to 4% back in the cryptocurrency of the customer’s choice
- By bridging the gap between crypto and a traditional financial product, Gemini is paving the way for the future of consumer crypto products
- As a Regulatory Compliance Associate for the Gemini Credit Card product, this individual is a compliance subject matter expert across various consumer finance regulations
- An Associate is expected to provide support for senior Compliance team members and key compliance initiatives
- An Associate will also represent the Compliance team with other members of Gemini and respond to inquiries from Gemini’s bank partner, regulators, and other external parties
- The Compliance Associate will have a strong resourceful aptitude for organization, applying rules and regulations in real-time scenarios as well as collaboration with inter-departmental business unit owners, and fostering a culture of compliance throughout the organization
- This role will report to the Compliance Manager for the Gemini Credit Card
- Take a supporting role in identifying, mapping out, documenting, and rating controls and risks as part of our Risk Assessment program
- Take ownership of complaint management including track, analyze, and address customer complaints related to the Gemini Credit Card, ensuring timely resolution and compliance with regulatory expectations
- Respond to audit, partner bank, and regulatory requests
- Identify compliance gaps or issues and work cross-functionally to implement corrective actions
- Review escalations from key compliance processes based on defined risk thresholds
- Support day-to-day compliance operations for the credit card product line
- Assist in maintaining policies and procedures to ensure compliance with relevant regulations, including those related to credit card operations
- Work with legal, risk, and operations teams to ensure a well-integrated approach to regulatory compliance
- Lead reporting to oversight and governance committees on the state of compliance risk and prepare reporting materials
- Investigate and escalate potentially alerts and suspicious transactions in accordance with AML and fraud prevention policies
- Support senior members of the Compliance team as needed
Our take
Gemini is a cryptocurrency exchange platform that's known for offering excellent security as well as being available across the US, including in New York - a state not often covered by crypto exchanges.
As a trading platform, Gemini is one of many, but a dedication to innovation and a commitment to working within FCA regulations are what make it stand out from the crowd. After acquiring Blockrize in 2021, the company launched a credit card for US customers that enables them to earn a small percentage of spending back in bitcoin rewards. They also launched the Gemini dollar, a 1:1 USD-backed stablecoin, that combines the price stability of the US dollar with the technological advantages of a cryptocurrency.
The crypto exchange market is crowded with exchange platforms, and Gemini's competitors include giants like Coinbase. However, by operating within regulations and with the recent announcement of its official registration as a digital asset service provider in Europe (where it serves more than a dozen countries), Gemini is in a strong position to face the continued crackdown on unauthorized activity in this market and make a space for itself in the DeFi future.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-13% employee growth in 12 months
Company
Funding (1 round)
Nov 2021
$400m
GROWTH EQUITY VC
Total funding: $400m
Company benefits
- Flexible vacation policy
- Retirement plan matching
- Generous parental leave
- Comprehensive health plans
- Training and development
- Health and wellness perks
- Community events
Company HQ
New York, NY
Leadership
Tyler Winklevoss
(CEO)Principal at Winklevoss Capital. Studied Economics at Harvard. Notorious for their role in the founding of Facebook, they co-founded Gemini with brother Cameron in 2014.
Cameron Winklevoss
(President)Principal at Winklevoss Capital. Studied Economics at Harvard. Notorious for their role in the founding of Facebook, they co-founded Gemini with brother Tyler in 2014.
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