Senior Backend Engineer, Chip

£75-80k

Plus a discretionary Performance-Related Bi-Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary

PHP

AWS

Docker

Kubernetes

Terraform

Senior and Expert level

Remote from UK

More information about location

Investing and savings app

Be an early applicant

Investing and savings app

201-500 employees

FintechB2CPersonal financeInvesting

Be an early applicant

£75-80k

Plus a discretionary Performance-Related Bi-Annual Bonus of up to 10% (Cash) and 5% (Shares) based on your gross annual salary

PHP

AWS

Docker

Kubernetes

Terraform

Senior and Expert level

Remote from UK

More information about location

201-500 employees

FintechB2CPersonal financeInvesting

Company mission

To build wealth for our generation.

Job

Company

Role

Who you are

Experience working with Kubernetes, Terraform & Docker images
Experience with a cloud-based platform (preferably AWS)
Programming language experience in PHP or GO
Familiarity with SAST and DAST tools
Strong knowledge of CI/CD pipelines & how to maintain them
An understanding of Microservices and Event-Driven architecture
Interest in risk and compliance, and keeping up to date with the latest findings
Proven record of working in agile environments
Be able to work on your own or as part of a small team
Experience working with sensitive data and data governance
Self-driven, happy to take on challenges and upskill more junior team members

What the job involves

We are looking for a talented and dedicated Senior Backend Engineer to join our growing Compliance Tech team
You will play a critical role in designing and building robust, scalable systems that ensure the organisation's operations adhere to regulatory requirements
This role will collaborate closely with product, risk, compliance, and data teams to translate complex regulatory needs into technical solutions, ensuring data integrity, security, and audibility
That’s why the role requires a particular level of autonomy and accountability
Work with Product to improve the compliance posture of the company
Build tools to enable user authentication, integration with compliance third-party providers: KYC, PEPS checks, etc
Improve user onboarding by reducing friction and reducing churn, while maintaining the compliance posture
Improve data governance
Build both green-field microservices that handle specific functions, but also integrate with existing systems

Application process

Video screen with someone from our Talent team
Short take-home test
Video interview with the hiring manager
Final interview with Product Manager

Our take

Chips offers a free app designed to make saving as easy as spending. Utilising an AI-driven system, the app calculates how much users could save, provides an option to decline, and automatically transfers the selected amount to the user's Chip account, streamlining the saving process.

To date, Chup's users have collectively saved over £800M, showcasing the product's popularity. The enthusiasm for Chip is evident, having raised a total of £43.5M with over 27.5k shareholders.

The company has bolstered its team with strong hires from notable organisations such as Purplebricks, Deposit Solutions, Barclays, Funding Circle, and Monzo, positioning Chip for significant growth. However, the challenge lies in remaining relevant amid a competitive landscape of savings and investment accounts. To address this, Chip continuously innovates its investment product to help users effectively build wealth.

Steph

Company Specialist at Welcome to the Jungle

Insights

Top investors

35% female employees

0% employee growth in 12 months

Glassdoor (4.2)

Trustpilot (4.4)

Company

Funding (last 2 of 12 rounds)

Sep 2025

$8.1m

LATE VC

Dec 2023

$6.9m

LATE VC

Total funding: $93.1m

Company benefits

Discretionary share option bonus
Workplace pension scheme
Private medical insurance (medical history disregarded)
Employee Assistance Programme
Cycle to work scheme
Season ticket loan
Free ChipX subscription for UK-based employees
We are an equal-opportunity employer and value diversity
Flexible working arrangements
Unlimited holiday (policy not to count) ✈️
Annual £1500 Personal Learning Allowance
£30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
Company laptop

Company HQ

London, UK

Leadership

Simon Rabin

(Co-Founder & CEO)

Previously co-founded Roamer. Prior to that, they were a Director at Txt2buy and a Marketing Manager at Unibutler.

Alex Latham

(Co-Founder & CMO)

Previously worked in Marketing at Maxim and as Head of Growth at Pineapple Punk.

Share this job

View 7 more jobs at Chip