Software Engineer, Upstart

Capital Insights

$142-196.6k

Listed salary is applicable to remote locations only, and may vary for office-based candidates. Plus bonus and equity

SQL

React

AWS

GCP

Python

Looker

Kafka

Postgres

Ruby

Kotlin

Azure

Redshift

Spark

Next.js

Rails

Ruby on Rails

dbt

Mid and Senior level

Austin

San Francisco Bay Area

Remote from US

More information about location

AI lending marketplace

Be an early applicant

AI lending marketplace

1001+ employees

B2CMarketplaceLendingFinancial Services

Be an early applicant

$142-196.6k

Listed salary is applicable to remote locations only, and may vary for office-based candidates. Plus bonus and equity

SQL

React

AWS

GCP

Python

Looker

Kafka

Postgres

Ruby

Kotlin

Azure

Redshift

Spark

Next.js

Rails

Ruby on Rails

dbt

Mid and Senior level

Austin

San Francisco Bay Area

Remote from US

More information about location

1001+ employees

B2CMarketplaceLendingFinancial Services

Company mission

To enable effortless credit based on true risk.

Job

Company

Role

Who you are

3-5 years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
Familiarity with database technologies such as SQL and data warehousing solutions
Good communication and teamwork skills, with the ability to work effectively with cross-functional teams

Desirable

Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
Prior experience or demonstrated enthusiasm for working on internal tools
History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person
Experience working with large datasets, data modeling, and building robust data pipelines
Experience with data tools like ClickHouse, Databricks, dbt, Redshift, and Looker

What the job involves

We are seeking a Software Engineer to join our Capital Insights engineering teams
You will be part of a team of skilled engineers responsible for developing, maintaining, and enhancing reporting systems that support our capital markets and lending operations
You will play an exciting role in defining the future state of our reporting infrastructure, driving innovation, and ensuring that our systems can scale to meet the growing demands of the business
You will work closely with cross-functional teams, including data engineering, product management, and compliance, to ensure that our reporting infrastructure is reliable, scalable, and meets regulatory requirements
This role is perfect for someone passionate about building high-performance teams and creating reliable, scalable systems that deliver critical information to the business in real time
Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
Develop scalable, reliable systems that meet the needs of both internal users and external investors
Ensure security, performance, and availability of our critical platforms
Participate in code reviews, testing, and the deployment of high-quality code

Our take

Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.

Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).

Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.

Freddie

Company Specialist at Welcome to the Jungle

Insights

Top investors

-16% employee growth in 12 months

Glassdoor (3.8)

Trustpilot (4.9)

Company

Funding (last 2 of 6 rounds)

Apr 2019

$50m

SERIES D

Mar 2017

$32.5m

SERIES D

Total funding: $135.7m

Company benefits

Comprehensive health plans
401k Plan
Life insurance
Disability insuranc
Generous vacation policy
Flexible time off
Parental leave
Technology equipment budget
Personal development budget
Various clubs and extracurricular activities
Catered lunches
Fully-stocked micro-kitchen

Company HQ

South San Mateo, San Mateo, CA

Leadership

David Girouard

(CEO)

They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.

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