Compliance Officer, Mudflap
$177-208k
+ Equity
Office located in Palo Alto, CA
Fuel discounts for truck drivers
Be an early applicant
Fuel discounts for truck drivers
101-200 employees
Be an early applicant
$177-208k
+ Equity
Office located in Palo Alto, CA
101-200 employees
Company mission
Mudflap's mission is to change a $1 trillion industry for the better.
Role
Who you are
- 5+ years of compliance experience in a fintech, payments, logistics, or regulated tech environment
- Deep knowledge of compliance frameworks relevant to financial services and/or marketplace platforms
- Proven ability to build compliance programs from the ground up and scale them
- Comfortable balancing structure with flexibility in a startup environment
- Excellent judgment, communication, and stakeholder management skills
- High integrity and a proactive, collaborative mindset
- Experience with AML/BSA programs or working with MSBs
- Familiarity with PCI DSS and privacy regulations (e.g., CCPA)
- Experience working closely with executive leadership and external counsel
- Background in legal, risk, or audit functions is a plus
What the job involves
- This role involves a hybrid work approach, balancing in-office collaboration with the ability to work remotely
- As our first internal Compliance Officer, you’ll work closely with our executive team to define, implement, and manage the policies and procedures that ensure Mudflap operates with integrity, security, and full regulatory alignment
- This is a unique opportunity to join a fintech company at a high-growth stage and help shape a function critical to our long-term success
- Develop and manage compliance frameworks for commercial financing and deposit account programs, ensuring adherence to federal and state laws
- Work with Product and Legal teams to structure and review commercial financing and deposit account products to align with regulatory requirements, including disclosures, underwriting standards, and servicing practices
- Develop and maintain company-wide compliance programs and risk controls, including those related to underwriting, fraud, payments, privacy, and vendor oversight
- Stay current on regulatory requirements relevant to Mudflap’s business (e.g. Reg B, FCRA, UDAAP, FTC, AML/BSA, PCI, data privacy laws) and lead implementation efforts where needed
- Partner cross-functionally with Legal, Product, Finance, and Operations to advise on compliance risks and embed controls into business processes
- Own the compliance training program for employees and support external audits and regulatory inquiries
- Establish monitoring systems to assess compliance risks across Mudflap’s lending-related offerings and ensure timely remediation of any findings
- Establish and manage internal reporting mechanisms for potential violations or concerns
- Serve as a trusted advisor to the executive team and help foster a culture of transparency and accountability
Our take
Owner-operators make up 9% of the truckers on the road, in other words 680,000 small businesses forming the backbone of the U.S’s crucial trucking industry. However, only big fleets get major fuel discounts because they have large gallon volumes, leaving these self-employed truckers to pay full price.
Mudflap is bringing those savings to owner-operators & small fleets. When drivers sign up for the app, they join tens of thousands of users which Mudflap then leverages to drive sales for truck stops which offer discounts on fuel in return. It’s a smart model which massively simplifies the process for earning discounts compared to the old route of a fuel card which requires a credit check.
Stop managers could be sceptical about working with mobile payments in return for a promise of increased demand. However, the company provides its entire network with a Mudflap tablet through which to handle all payment transactions within the network, making it easy for whoever is behind the counter.
Steph
Company Specialist at Welcome to the Jungle
Insights
52% employee growth in 12 months
Company
Company benefits
- A flexible, remote-first company
- A team of talented individuals on a mission to change a $1 trillion industry for the better
- A high bar for quality and commitment to self-improvement
- An open mind to new ideas and methodologies
- Opportunities and support for massive career growth
Company HQ
Palo Alto, CA
Leadership
Sharon Yapp
(Head of Product)Previously Director of Product Management at Trip.com, Zinio, Care.com, and Trucker Path.
Sanjay Desai
(CEO)Previously Chief Product Officer at Klout and Trucker Path. Was also CEO of SchoolTube.
Salary benchmarks
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