Senior Product Manager, SoFi

• Experience: 5+ years of product management experience, ideally within fintech, lending, or platform-side roles
• Technical Depth: Strong understanding of system architecture; ability to opine on technical choices and understand the trade-offs of different technical frameworks
• Communication: Excellent communication skills—able to engage seamlessly with technical, analytical, and business audiences
• Analytical Skills: Fluency with SQL and data analysis; experience using data to address customer pain points and iterate into solutions
• Influence: Proven ability to influence beyond your immediate team and foster cross-functional alignment in a matrixed environment
• Project Management: Strong organizational skills with a track record of running technical sprints and complex product launches

Desirable

• As a Senior Product Manager for Underwriting, you will be at the heart of SoFi’s lending engine
• You will own the product lifecycle for the platforms and services that determine how we evaluate risk and qualify members for our lending products
• Your mission is to build scalable, high-performance underwriting infrastructure that balances member experience with rigorous risk controls
• You won't just be managing a backlog; you will be driving tech capabilities that span across multiple organizations—partnering with Risk, Engineering, Data Science, and Legal to ensure our decisioning engines are fast, accurate, and compliant
• You excel at navigating complex technical dependencies and delivering measurable improvements to the underwriting squad
• Own the Underwriting Roadmap: Define and drive the roadmap for our core underwriting and decisioning platforms, ensuring they support SoFi’s multi-product growth
• Navigate Complexity: Drive tech capabilities and stakeholder buy-in across multiple organizations (Risk, Engineering, Legal, Compliance); effectively manage 3rd party partner integrations
• Execution Excellence: Lead technical sprints, manage a complex backlog, and prioritize initiatives that improve underwriting throughput and reduce cycle times
• Bridge the Gap: Translate nuanced risk and policy requirements into clear technical specifications for engineering teams, ensuring "underwriting thinking" is integrated from inception
• Data-Driven Decision Making: Synthesize inputs from multiple sources (UXR, data analysis, finance) to build strategic rationales. Leverage SQL to track performance and inform prioritization
• Process Improvement: Drive quality and velocity improvements by removing hurdles for the team and contributing to PM best practices within the Underwriting org
• Stakeholder Management: Serve as the primary point of contact for underwriting technology, managing expectations and leading change management across the business