Senior Backend Engineer, Unzer

Its product is a smart all-in-one till which offers features ranging from handling payments to merchandise management. In short, it wants to bring enterprise-level products into the SME market, disrupting an industry that has traditionally lagged behind on the tech curve. However, while Unzer's product is aimed at SMEs, it is also feature rich and scalable enough to compete with enterprise payment processors, meaning Unzer has an extremely large addressable market. It counts over 70,000 merchants using the plaform currently including the likes of Redbull, FC St. Paul and WESTbahn.

The company has been focusing on further market expansion and developing its product line, adding a mobile checkout function and a buy now, pay later option for its customers. While this brings it into direct competition with Klarna, Paypal and Clearpay to name a few, Unzer believes its white label solution sets it apart, allowing its customers to build brand loyalty without the distraction of a third-party processor's branding. Going forward it aims to be at the forefront of responsible and compliant instalment purchases in the DACH region and beyond.