Data Analytics Consultant, MeridianLink
Credit Specialist
$74.3-108k
Digital lending platform for every financial institution
Job no longer available
Digital lending platform for every financial institution
501-1000 employees
Job no longer available
$74.3-108k
501-1000 employees
Company mission
To be the most trusted financial services technology platform.
Role
Who you are
- This role is ideal for individuals who are passionate about consumer credit, enjoy working directly with financial institutions, and take pride in delivering clear, actionable insights that influence lending strategy
- Bachelor’s degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field preferred
- 3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred
- Experience working with consumer credit data, bureau reports (Experian, Equifax, TransUnion), or loan performance data strongly preferred
- Solid understanding of consumer lending fundamentals, including underwriting, risk tiers, scorecards, and policy rules
- Experience in analyzing loan performance, delinquency, and loss trends
- Strong analytical and problem-solving skills with the ability to translate data into business recommendations
- Proficiency in Microsoft Excel and PowerPoint for analysis and client presentations
- Familiarity with business intelligence tools (Power BI, Sisense, or similar) preferred
- Experience with SQL, Python, or other analytical tools is a plus but not required
- Strong project management and organizational skills, with the ability to manage multiple client engagements
- Excellent written and verbal communication skills, with the ability to explain credit risk concepts to technical and non-technical audiences
- High attention to detail and strong commitment to data quality and accuracy
What the job involves
- MeridianLink is seeking a Data Analytics Consultant with a strong foundation in credit risk analysis and consumer lending performance to support financial institutions in optimizing their underwriting and decisioning strategies. This role focuses on analyzing credit data, loan performance, and bureau information to help clients improve approval rates, manage risk, and enhance portfolio health
- In this role, you will partner closely with clients and internal teams to evaluate credit policies, interpret credit reports and performance trends, and translate analytical findings into practical lending recommendations. You will lead multiple client engagements, guiding institutions through data-driven insights that support responsible growth and sound risk management
- As a trusted advisor within the Analytics Team, you will help clients understand how MeridianLink’s decisioning platforms and analytics tools can be used to strengthen underwriting, improve member experience, and drive sustainable lending outcomes
- Develop a strong understanding of MeridianLink decisioning platforms, including MeridianLink Consumer and DecisionLender, and how applications flow through the underwriting and approval process
- Analyze credit bureau data, application data, and loan performance data to evaluate portfolio risk, approval trends, and delinquency patterns
- Review and assess underwriting guidelines, scorecards, and decision rules to identify opportunities for optimization
- Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records, to support risk profiling and policy recommendations
- Evaluate key lending metrics such as approval rate, decline rate, capture rate, delinquency, charge-offs, and loss rates
- Support clients in balancing risk management and growth through data-backed policy and strategy recommendations
- Prepare client-facing reports and dashboards that clearly communicate portfolio performance and risk trends
- Lead and participate in client meetings to present findings, explain credit risk drivers, and discuss optimization strategies
- Collaborate with internal analytics, engineering, and product teams to deliver high-quality analytics solutions
- Ensure accuracy and consistency across all analytical deliverables
- Contribute to internal best practices, documentation, and training related to credit risk and lending analytics
- Assist in developing scalable tools and templates for portfolio monitoring and underwriting analysis
- Serve as a trusted advisor to clients on industry best practices in credit risk management and consumer lending
Our take
MeridianLink provides modern software platforms for financial institutions and consumer reporting agencies. Specifically, it powers digital lending and account opening for the former and data verifications for the latter.
The company has been trusted for over 20 years and has remained adaptable and open to change with the industry, such as its recent addition of engagement features that offer new ways to help financial services drive growth, reach target audiences and adjust campaigns to meet business and customer needs. It has therefore maintained a number of impressive customers, from BankPlus and American United to FirstBank and TwinStar.
Building on this track record, MeridianLink was recently acquired by Centerbridge Partners, marking an important step forward. Going private in this $2B deal gives the company flexibility to accelerate innovation, expandi ts platform, and leverage AI and data more effectively. With Centerbridge's support, MeridianLink is in a good position to strengthen its competitive edge and continue helping financial institutions grow in a rapidly evolving market.
Freddie
Company Specialist at Welcome to the Jungle
Insights
1% employee growth in 12 months
Company
Company HQ
Irvine Technology Center, Irvine, CA
Leadership
Larry Katz
(CEO, President & Board Director)Larry joined MeridianLink in 2023 as CFO and became CEO in 2025.
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