Credit Risk Analyst, Silvr
Germany
2 days a week in office
Revenue based financial provider
Be an early applicant
Revenue based financial provider
101-200 employees
Be an early applicant
2 days a week in office
101-200 employees
Company mission
To give digital entrepreneurs all the keys to ensure their success.
Role
Who you are
- 3 to 5 years of experience as an Associate or Analyst in a corporate bank / Fintech / private debt fund/equity firm / VC,
- Curiosity and critical thinking: you know how to investigate different databases, dig into files, and cross-reference sources to make a decision quickly,
- Rigor: you know how to justify your decisions and stick to them,
- Good interpersonal skills,
- Fluency in German and English, you know the German business culture well
- French is nice to have, but it is optional since Silvr is an English-first company
What the job involves
- We are looking for a Risk Analyst to help us sign our German clients, analyze the risk exposure, and manage the relationship with our local recovery partner
- As a Fintech, this position is at the center of our development
- Within the Risk team, your objective will be to gather all the information necessary to study a file, produce a financial analysis, and write your summary of the company
- For the German Market, you start from scratch: you will help us to implement and improve our Risk process
- You will work in collaboration with the Investment Associate and Operations teams and will work with the product and engineering teams to scale your efforts
- Analyze the financing risks and interpret the client files presented by our Investment Associates, assisting them in all client proposals (study of the files, calculation of the maximum amount of possible financing, the study of financial statements and bank statements, profitability, and liquidity analysis, client interviews…),
- Maintain risk exposure for Silvr,
- Participate in the improvement of risk detection tools developed by Silvr, in collaboration with the Product team,
- Participate in the improvement of the Silvr product specifications,
- Help to set up the Risk process for the German market
Application process
- 1) Call with Camille (HR Manager) (30 min),
- 2) Call with Sébastien (your future manager and COO) (45 min),
- 3) Written Exercise to discuss with Sébastien and a Risk Analyst from our team,
- 4) Meet your future team and Nima (CEO)(1 hr)
Our take
French-based Silvr is reimagining the way that entrepreneurs get funded. Financial businesses have failed to evolve in decades, with banks favouring to fund assets despite equity not being the best fit for everyone.
The company empowers entrepreneurs by creating greater access to funding that is scalable and equity-free. Essentially, the company can finance riskier businesses that don’t have assets. It does so by leveraging businesses’ data to predict future revenues and currently focuses on eCommerce companies and SaaS startups. To promote more equality in the fintech space, 29% of Silvr financing has gone to businesses founded by women.
Companies financed by Silvr have reportedly seen, on average, 64% growth just two months after being granted capital, which, given new funding announcement and a creation of its own debt fund, puts the company in a very strong position for further uptake.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
19% employee growth in 12 months
Company
Funding (2 rounds)
Feb 2022
$19m
SERIES A
Mar 2021
$3.2m
SEED
Total funding: $22.2m
Company benefits
- Remote policy -Up to 3 days remote per week and a specific budget to equip you at home. Some of our position are open fully-remote or in more hybrid way
- Books & training - An unlimited budget to order books for learning continuously in addition to facilitated access to training
- Offices environment - Dog-friendly office, flexible working hours, free snacks, drinks, sanitary pads, regular events, and rituals
- Mutual insurance 100& covered - Alan, for you and your children
- BSPCE - For everybody according to our salary grid
- Meal ticket - €10 per day, paid for 50%
Company HQ
Faubourg-Montmartre, Paris, France
Articles
Leadership
Nima Karimi
(CEO)Previously co-founded Kanelle Media (served as CTO), MobExplore (served as CTO), Digital & You (served as CEO), and Falcon Capital.
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