Head of Capital Markets, Parafin

• 8+ years of experience in capital markets, structured finance, or related roles at a fintech lender, investment bank, asset manager, or similar
• A proven track record of raising and managing large-scale debt facilities or forward flow agreements
• Deep understanding of structured finance, ABS, warehouse lending, and credit risk in a tech-forward lending environment
• Strong negotiation and relationship-building skills, with the ability to inspire trust with institutional investors and internal stakeholders
• Highly analytical and comfortable with credit and portfolio performance data
• Ability to thrive in ambiguity and build from zero to one in a fast-paced, high-growth startup
• Passion for small businesses and alignment with Parafin’s mission and values
• Deep knowledge of or the ability to quickly learn product constructs relevant to the small business segment

Desirable

• We’re looking for a Head of Capital Markets to join our leadership team and build the next chapter of Parafin’s capital strategy
• This role is critical to our ability to scale — you’ll be responsible for architecting and executing our capital markets strategy, managing key investor relationships, and ensuring we have the most competitive cost of capital and diversified sources of funding in the industry
• Own and lead Parafin’s capital markets strategy end-to-end, including debt financing, forward flow arrangements, securitization, and other innovative funding structures
• Build and manage relationships with institutional investors, banks, warehouse lenders, rating agencies, and capital partners
• Negotiate and close financing agreements, driving attractive terms that enable sustainable and profitable growth
• Work cross-functionally with Finance, Accounting, Risk, Legal, and Product teams to design scalable funding programs aligned with our embedded finance model
• Monitor market trends, competitor funding structures, and investor appetite to anticipate changes and proactively evolve our strategy
• Develop capital reporting and performance frameworks, ensuring transparency and trust with all external partners
• Represent Parafin externally with capital partners, and internally as a key member of the executive team