KYC Onboarding Analyst, Wise

• Excellent verbal and written English skills (additional language skills are a plus) with the ability to clearly articulate your thoughts
• A minimum of two (2) years of financial services industry regulatory compliance experience, preferably at a bank, trading, payments, or fintech institution
• Skilled in investigation and business notation, specializing in evaluating risk assessments and compliance documentation, able to make decisions based on these
• Proven experience onboarding large enterprises to financial platforms, effectively managing complex organisational structures and processes
• Strong capabilities in documenting business processes and compliance measures with clarity and precision
• Understanding of risk-based approaches and assessments as well as control design and implementation in Risk and Compliance

• Join our dynamic Wise Platform team as an Onboarding Analyst, where you will onboard and manage compliance operations for enterprise businesses and banks partnering with Wise. This position offers the unique opportunity to influence Wise’s mission and establish partnerships that facilitate instant, borderless money for more people
• Wise Platform helps financial institutions and large enterprises leverage Wise’s infrastructure to offer their customers world class payments products through their own platforms. Wise Platform is a start-up within a scale up. We’re a cross functional team across sales, account management, product, engineering, compliance, analytics and many other functions. We’re based across the world – from London to Singapore, Austin and beyond
• Your primary mission will be to onboard banks and enterprise partners, assessing their compliance policies, producing comprehensive compliance memos to determine partner risk and hand-holding partners through their KYC journey
• Conduct thorough and detailed due diligence on our banks and enterprise business partners to assess their compliance with regulatory requirements, internal policies, and industry standards
• Review partners’ documentation, including Know Your Customer (KYC) information, legal agreements, and other relevant materials to ensure accuracy and completeness
• Document your findings in compliance memos that summarize potential risks
• Assist in the development and improvement of the compliance onboarding process to enhance efficiency and effectiveness
• Manage the onboarding process for banks and online platforms, ensuring seamless integration with Wise Platform
• Keep abreast of regulatory developments and industry best practices to ensure that the onboarding process aligns with the latest compliance standards
• Develop and maintain strong relationships with partners to facilitate smooth onboarding and address any compliance-related queries or concerns
• Evaluate and recommend appropriate monitoring controls based on the inherent risks identified during the onboarding process
• Apply broad industry, operational risk, and regulatory knowledge to drive onboarding excellence
• Collaborate with internal stakeholders, such as Legal, Risk Management, and Business Development, to obtain necessary information and approvals for client onboarding
• Act as a SME to senior stakeholders and/or other team members related to Enterprise Due Diligence processes and compliance requirements

• Medical Insurance
• Health and Wellbeing Discounts
• 25 days holiday (excl. bank holidays) + 3 Me Days
• RSUs (Restricted Stock Units)
• 6 Week Paid Sabbatical
• Mobile Wiser - work remote for up to 90 days a year 🛫
• Parental Leave
• Pension and Retirement Plans
• Plus Many More!

Total funding: $397.3m

Wise started when the two founders realised they would be better off trading Estonian kroons for British pounds (and vice versa) between themselves rather than going through banks. That was back in 2011, and they've since grown Wise into one of Europe's most successful tech businesses, exchanging billions of currency every month.