FinCrime Senior Product Compliance Manager, Wise

• You have a background in anti-financial crime with specific experience in implementation of controls to address regulatory and risk requirements
• You have experience scaling financial crime controls across a number of markets with particular experience in the UK, EU and US markets
• Ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders
• Problem solving attitude, with the ability to use regulations together with data to drive business decisions
• Experience in supporting a maturing anti-financial crime program- moving from a start up to bank standard
• Experience (or interest) in working in a fast-growing environment and working directly with product teams
• Willing to travel, as Wise offices are located across different countries; and
• Legally authorized to work in the US

Desirable

• We are looking for a FinCrime Senior Product Compliance Manager ready to leverage their experience in supporting a fast growing product in NorthAm
• Their primary focus is to ensure Wise’s NorthAm BSA AML program is best in class- meeting our regulatory obligations, managing financial crime risk, and scales to enable growth
• This is an exciting, hands-on opportunity working directly with product managers, analysts and engineers to help scale our NorthAm product offering
• The individual should be an expert on anti- financial crime regulations and risk mitigation
• Wise has already pioneered new ways for people to transfer money across borders and currencies
• We now need support to scale our NorthAM offering in a compliant and structured way that addresses the local financial crime risks
• You will focus on driving forward the vision to address financial crime risk reflecting on local regulatory expectations and financial crime risk
• To do this you not only will aim to give confidence in our BSA AML program to your internal stakeholders but also our bank partners and regulators
• Fully implement a bank partner engagement program- developing metrics to communicate our AML program health
• Support on the closure of financial crime issues by building new controls or enhancing existing controls working with our regional and core financial crime product teams to do so
• Enable growth- identify ways to improve our controls and reduce unnecessary customer suspensions as well as review products to ensure they meet our local regulatory requirements and have appropriate anti-financial crime controls
• Develop reporting to improve the regional and global understanding of the health of our NorthAM financial crime program- reflecting on metrics, issues, incidents to name a few
• Offer effective advice to Product Managers on existing and forthcoming regulations, gaps, and risks and work with them to proactively address these
• Ensure NorthAm has a full understanding of our regional control framework, local risks, and NorthAm control framework. This will be achieved through better control documentation, procedure uplift, and the maintenance of the regional product compliance manual
• Give confidence to bank partners, auditors and regulators about our product offering and the associated NorthAM AML compliance program
• This role will give you the opportunity to:
• Grow your hands-on Fintech knowledge at full speed
• Keep compliance right at the heart of the product development cycle, in a fast-moving environment
• Be empowered to identify ‘regulatory problems’ and take a lead in the solution design and implementation