Lead Software Engineer, Bankjoy
+ Stock Options + Performance-Based Bonuses
More information about location
Digital banking for banks and credit unions
Be an early applicant
Digital banking for banks and credit unions
21-100 employees
Be an early applicant
+ Stock Options + Performance-Based Bonuses
More information about location
21-100 employees
Company mission
Bankjoy is on a quest to "build the high quality banking products we have always wanted to experience ourselves."
Role
Who you are
- The ideal candidate brings deep experience in banking, payments, or financial wellness technology, with strong proficiency in Angular and .NET Core, and ideally some exposure to mobile app development. You must be based in or willing to work Eastern Time Zone hours
- 8+ years of software engineering experience, with at least 2 years in a technical leadership or lead engineer role
- Domain experience in banking, payments, financial wellness, or financial empowerment technology. Candidates without this background will not be considered
- Strong proficiency in C#, .NET Core, Entity Framework, and SQL Server, this is the core backend stack
- Strong proficiency in Angular and TypeScript, this is a required frontend skill, not optional
- Proven ability to architect scalable, secure, and high-performing systems in a regulated financial environment
- Experience leading engineering teams, setting direction, coaching engineers, and driving delivery without sacrificing quality
- Strong understanding of security, compliance, and data privacy requirements in financial applications
- Experience with cloud infrastructure, containerization, microservices, and CI/CD pipelines
- Must be available to work Eastern Time Zone hours, this is a firm requirement
- Comfortable operating in a high-growth startup environment, you build the process, not just run it
Desirable
- Mobile app development experience (iOS, Android, or cross-platform frameworks such as React Native or MAUI), strong preference for candidates with this background
- Experience building consumer-facing financial apps, especially products for families, kids, or financial education
- Familiarity with credit union or community banking platforms and integrations
- Background in financial wellness, budgeting tools, or savings products
- Experience integrating with core banking systems or third-party financial APIs
What the job involves
- We are looking for a Lead Software Engineer to drive the technical direction and execution of Bankjoy's new kids and family financial empowerment product
- This is a hands-on technical leadership role
- You will own the architecture, lead a small high-performing engineering team, and work closely with Product, Design, and QA to build a product that is secure, scalable, and genuinely delightful for families and their children
- You'll be embedded in a fast-moving startup environment where your decisions directly shape the product
- Technical Leadership & Architecture
- Own the technical direction and architecture for Bankjoy's kids and family financial empowerment product, designing systems that are scalable, secure, maintainable, and built for a regulated financial environment
- Lead solution design and quarterly planning, guiding architectural and technology decisions in alignment with product and business goals
- Ensure systems meet financial industry standards including security, compliance, and data privacy requirements
- Provide technical guidance and code reviews to maintain engineering best practices across the team
- Execution & Delivery
- Break down initiatives into milestones and deliverables, managing scope, dependencies, risks, and technical debt
- Monitor delivery progress and communicate risks or blockers proactively to ensure timely, high-quality releases
- Balance delivering business value with maintaining long-term system health and avoiding over-engineering
- Hands-On Development
- Contribute directly to coding, testing, debugging, and development, this is not a purely managerial role
- Build and maintain backend services using C#, .NET Core, and SQL Server
- Develop frontend components using TypeScript and Angular
- Contribute to or guide mobile app development as the product expands across platforms
- Team Leadership & Mentorship
- Lead and mentor engineers through regular 1:1s, performance feedback, and hands-on coaching
- Foster a collaborative, high-trust team culture that emphasizes quality, ownership, and continuous learning
- Hire and onboard engineering talent as the Sequoias Circle team grows
- Cross-Functional Collaboration
- Partner with Product and Design to shape the product roadmap, define feature scope, and provide accurate technical estimates
- Work closely with QA to define testing standards, quality gates, and release readiness criteria
- Collaborate with Bankjoy's platform and security teams to ensure Sequoias Circle meets shared infrastructure and compliance standards
- Quality & Production
- Oversee unit test coverage, integration testing, and CI/CD pipeline quality
- Establish monitoring, alerting, and observability practices to ensure production reliability
- Participate in on-call rotation and respond to production incidents with clear RCA and retrospective processes
Our take
Modern consumers expect slick mobile banking apps, but whilst major nationwide banks can easily develop and deploy a sophisticated and secure system for their customers, smaller banks and credit unions often lack the resources to do this. With more than 6000 credit unions serving a hundred million members in the US alone, there’s certainly a strong potential market for such services - which Bankjoy is rising to fulfil.
Bankjoy doesn’t wish to compete with the major banks. Instead it has created a product that is aimed at smaller businesses, primarily credit unions. Its platform enables banks to offer their customers features like mobile banking, online banking, e-statements, online account opening, online loan origination, and conversational AI, all enabling them to better serve their customers.
The business has grown fast, securing more than 63 clients - including the likes of One Detroit Credit Union and UMe Credit Union - and serving over a million members to date. Alongside the 2023 launch of its "Online Account Opening 2.0", which enables financial institutions to quickly and seamlessly onboard new members and clients, Bankjoy won the 2024 Best Digital Banking Platform Award at the Fintech Breakthrough Awards. It's also secured impressive funding to support its continued growth and product innovation.
Steph
Company Specialist at Welcome to the Jungle
Insights
89% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Oct 2020
$12.5m
SERIES A
Aug 2017
$0.6m
SEED
Total funding: $14.4m
Company benefits
- A fast-paced and collaborative environment
- Stock options at a well-funded startup in high growth
- 100% medical, dental, and vision coverage for you. We cover families at 50%
- 401(k) plan with 4% match
- Performance-based bonuses
- Company-sponsored team meetups
- 4 weeks PTO and 5 health days
- Remote first company
- Career development
- Up to 8 weeks of parental leave
- Inclusive and open environment
Company HQ
Royal Oak, MI
Leadership
Michael Duncan
(Co-Founder & CEO)Started their career with 4 years as a Unisys Consultant before working as a Programmer at Vermont Information Processing and Michigan First Credit Union for 5 years. They left this position in January 2015 to found Bankjoy.
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